Travel insurance for walking in Yosemite/Grand Canyon?

Cherry_Pie_2

Hello!

My boyfriend and I are planning a trip to the US soon, which includes visits to Yosemite and Grand Canyon. We're not planning any hardcore hiking or anything like that - but we will be doing a lot of walking.

We're looking for a multi-trip couple insurance (as multi-trip will be handy if we choose to go away somewhere else later in the year), but I see that companies like Holiday Safe stipulate that if you walk and have a fall (for example) anywhere above 2000m, you're not covered! Just arriving at the south rim in a car in Grand Canyon is well over 2000m.

Can anyone recommend any policy that would cover these areas? Ideally not too pricey!

InsideInsurance

Not to say it isnt in other policies but never heard of a height exclusion in travel insurance.

A quick check and Axa dont have any height specifications at all and they area major underwriter of lots of scheme business so there should be plenty of travel insurance out there without the limitation

Aretnap

I did a fair amount of hiking and mountaineering when my knees were younger, so I'm used to examining the small print of travel insurance policies quite closely, and height exclusions on hiking are fairly common. 2000m is around the height where altitude sickness can start to become an issue, though it's rarely a serious problem until you get higher than that.

I've used Columbus in the past who include hiking up to 4000m as standard, providing it doesn't involve an overnight stay at that height, and were always fairly competitive. Never had to make a claim so I can't say how good they are if things go belly up. Or you can usually get an adventure activities add on for not very much extra which will cover hiking at higher altitudes.

I CAN vouch for the British mountaineering Council's own travel insurance, who were excellent when a friend broke his ankle in Spain a few years back, but it's expensive (you have to join the BMC for a start), and probably overkill if you're not actually rock climbing or mountaineering (generally defined as the planned use of a rope).