pbs84 wrote: »
Arrow may be daft, but doubt they are daft enough to go to court when you can prove you made a valid deferemnt request.
calliopeviolet wrote: »
Oh god, this is all scaring me to death!.
Erudio Student Loans Ltd
PO Box 580
Formal request for deferment under the Education (Student Loans) Act and Education (Student Loans) Regulations.
I formally request that my student loan accounts listed on the following page are deferred for a further 12 months pursuant to the Education (Student Loans) Act and Education (Student Loans) Regulations.
In accordance with the regulations I provide evidence that:
- my gross income for the relevant month is not more than the deferment level.
- my gross average monthly income during the 3 months immediately following the relevant month will not or is unlikely to be more than the deferment level.
where “relevant month” means the month before the month in which the borrower asks for deferment.
I shall not be completing the form provided by yourselves as it requests private personal or other data that is not relevant to the above deferment conditions.
I note that there is no requirement in the legislation or agreement to apply for deferment in a given format or on a specified form.
I declare that all information given is correct to the best of my knowledge, and no relevant source of income has been omitted. As such I fulfil the conditions for deferment.
I look forward to confirmation of deferment.
pbs84 wrote: »
This letter has been suggested on other forums as there in nothing in the law or the loan agreements that says you have to use their forms. As long as you supply the proof of gross income that the law says is required for you to defer, can't see that they have any legal basis for refusing deferement. You would have met the legal conditions and given them proof.
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