Weekly Spend Challenge W/C 16th March 2014

edited 16 March 2014 at 9:58AM in Debt-free Wannabe Challenges
26 replies 2.3K views
EverTheOptimistEverTheOptimist Forumite
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edited 16 March 2014 at 9:58AM in Debt-free Wannabe Challenges
Hello everyone. Welcome to the Weekly Spend Challenge. This challenge is open to anybody, no matter what financial place they are in. Everyone is welcome here.

On this thread please post an amount of money you wish to stay below within the week (Sunday to end of working day on Friday). This can be pennies or thousands it depends on the individual. Then next Saturday report back and pledge for the following week. The challenge runs from Sunday to Friday so we don't include Saturdays but feel free to change the rules to suit you and include Saturdays or start on a different day.

Feel free to update this thread with daily spends if that keeps you on track. We colour code the results as below:

Green - within budget
Red - over budget
Purple - zero spend
Orange - made money over the week

This is a little bit of fun but for many it highlights the fact that maybe that magazine/chocolate bar isn't needed. Hopefully your spending habits can be changed forever.

Moozie was the founder of this challenge and here is a quote taken from her:

Originally Posted by Moozie:
"Good afternoon lovely DFWs Now for anyone looking in, please feel free to join - the more the merrier! Basically, decide on the amount you want to spend up to from Sunday until the end of the working day on Friday then pledge it here and off we go! The challenge is about incidental spending and not for stuff that should be budgeted elsewhere such as bills, groceries, debt repayment etc but you decide what to include at the end - this is about changing your habits and improving your recording of your spends more than anything else. Have a great week everyone and keep it low!!! Moozie x"

Good Luck Everyone

W/C 9th March 2014 challengers / pledges / totals

EverTheOptimist - £10 / £4.93
Munchin - £35 / £17.10

Mrs Cheshire - £10 / £1
DD265 - £15
Sedge123 - £30 / £29.46
Cookie02 - £50
Busymumofthreeplusdog - £60 / £58.06

W/C 16th March 2014 challengers / pledges / totals

EverTheOptimist - £45
Mrs Cheshire - £19
Busymumofthreeplusdog - £90
Munchin - £35
Sedge123 - £20
SPC 14 Target £200 /
Debt: £11850
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Replies

  • EverTheOptimistEverTheOptimist Forumite
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    Evening everyone.

    Well I have a busy week coming up, it should look a little like this ....

    Sun - NSD
    Mon - going into work for keeping in touch day, then popping to town to take a top back, so need car parking pennies. £2
    Tues - going for lunch and a walk with my friend and our babas - £10
    Weds - baby group and work meeting - £10
    Thurs - possibly out for tea with friends - £20
    Fri - baby group and NSD
    Sat - NSD

    Contingency - £3

    Total - £45

    Need to be particularly careful this week as this is half of what I have left in my weekly spends account. :eek:
    SPC 14 Target £200 /
    Debt: £11850
  • edited 15 March 2014 at 11:01PM
    BusymumofthreeplusdogBusymumofthreeplusdog Forumite
    304 Posts
    edited 15 March 2014 at 11:01PM
    My week looks like this

    Sun - haircuts ( budgeted)
    Mr T to sort out new cheapo phone for Mr Busy...... £20 max!
    Mon - NSD
    Tues - pampered chef party - max spend £35
    Wed - circuits £1.00
    Thurs - top up shopping(budget)
    Fri- NSD
    Sat- another concert in the city *how did I get to be so lucky....*
    - extra fuel £20.00
    - lunch on Mr t vouchers hopefully
    - drinks £10.00
    - might shop for running shoes that I'm overdue( budget)

    Oooooo expensive week. I will aim to keep under £90.00
    Busymumofthreeplusdog......
    ..............on a mission to curtail the spending and build up the savings
    2015 NSD total - 5
  • Sedge123Sedge123 Forumite
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    So last week was green at £29.46/£30.

    This week is looking much quieter so I'm going to go for a low £20 and see how I do. Haven't got anything planned in the evenings at all so hoping this is manageable.
    Determined to save and not squander!
    On a mission to save money whilst renovating our new forever home
  • edited 16 March 2014 at 11:33PM
    Sedge123Sedge123 Forumite
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    edited 16 March 2014 at 11:33PM
    Right. I'm going to revise my budget for the week to £40! Went out fit an impromptu lunch and lovely walk in the sunshine today at a local waterpark and that more or less blew the original budget! It's the first spontaneous family thing we have done for ages so I don't regret it one bit!

    £22.80/£40
    Determined to save and not squander!
    On a mission to save money whilst renovating our new forever home
  • Mrs_CheshireMrs_Cheshire Forumite
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    Spent 60p on car parking today
    Grocery Challenge 2020
    Jan £377.98/£380, Feb £417.83/£370 March /£400
  • edited 18 March 2014 at 10:40PM
    EverTheOptimistEverTheOptimist Forumite
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    edited 18 March 2014 at 10:40PM
    Evening everyone.

    Hope everyone's well.

    Sun - NSD :j Had a lovely day, went out for a meal for my sis birthday. Paid for by dad. :D
    Mon - going into work for keeping in touch day, then popping to town to take a top back, so need car parking pennies. £2
    Tues - going for lunch and a walk with my friend and our babas - £10
    Weds - baby group and work meeting - £10
    Thurs - possibly out for tea with friends - £20
    Fri - baby group and NSD
    Sat - NSD

    Contingency - £3

    Total - £0 / £45
    SPC 14 Target £200 /
    Debt: £11850
  • Mr T to sort out new cheapo phone for Mr Busy...... £20 max! Woohoo result got a hobby basic phone on contract with enough minutes/txts etc for £7.50 monthly:j
    We are old fashioned that way and don't use phone for net etc

    So £0/£90 so far..........
    Busymumofthreeplusdog......
    ..............on a mission to curtail the spending and build up the savings
    2015 NSD total - 5
  • Grrrrr! So much for my planned NSD! I succumbed to crisps & chocolate on way home from work cos I was tired. £1.22 on cr*p!
    Busymumofthreeplusdog......
    ..............on a mission to curtail the spending and build up the savings
    2015 NSD total - 5
  • Sedge123Sedge123 Forumite
    597 Posts
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    NSD for me today. Woohoo!
    Determined to save and not squander!
    On a mission to save money whilst renovating our new forever home
  • Sedge123Sedge123 Forumite
    597 Posts
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    And another NSD. Very pleased.

    £22.80/£40

    Just got to try and keep this up. Hoping for three in a row tomorrow!
    Determined to save and not squander!
    On a mission to save money whilst renovating our new forever home
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