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bluffing estate agent or not?!

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Comments

  • LisaLou1982
    LisaLou1982 Posts: 1,264 Forumite
    Chutzpah Haggler
    Riggster wrote: »
    Because Estate Agents are rogues, and their "IFA" will be getting a kick back from them. Get a mortgage in principle from a truly independent financial advisor/mortgage broker and rock up to the Estate Agents office and show them how you are proceedable.

    Do not get a mortgage from an in-house Estate Agent IFA.

    HA!

    And IFA's also dont get a kick back from the lender?

    If you believe that, then you are niave

    ALL advisors will get a commission from recommending a product. Regardless of whether they are whole of market or from a panel of lenders. The advise you should be doling out is that anyone should get several places to see what is available to them. You dont need to get an AIP from all - just discuss your options.

    There will be deals available through EAs which arent available elsewhere. There will be deals out there that EAs cant get. There will also be exclusive lender direct deals that IFAs cant get.

    Try doing your research
    £2 Savers Club #156! :)
    Looking for holiday ideas for 2016. Currently, Isle of Skye in March, Riga in May, Crete in June and Lake District in October. August cruise cancelled, but Baby due September 2016! :j
  • lb364
    lb364 Posts: 1,186 Forumite
    Part of the Furniture 500 Posts
    From what you have said if it was me I wouldn't go any higher on my offer as I would be suspicious but it is your decision to make and only the EA really knows the truth.

    I have had it happen to me and the house I eventually bought was by sending the vendor a letter after haart failed to pass on three separate offers and even claimed that we had never been to view the house!

    I would also second the doing your own mortgage research I got a better deal going to my regular bank than my IFA could offer me, I even asked him outright!
  • anselld
    anselld Posts: 8,652 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    LisaLou1982 wrote: »
    The advise you should be doling out is that anyone should get several places to see what is available to them.

    It is really not for you to be telling others what advice they should be 'doling out'. It is an open forum. Anyone can give advice and it may be different from your own. Up to the OP to choose which to take.
  • LisaLou1982
    LisaLou1982 Posts: 1,264 Forumite
    Chutzpah Haggler
    anselld wrote: »
    It is really not for you to be telling others what advice they should be 'doling out'. It is an open forum. Anyone can give advice and it may be different from your own. Up to the OP to choose which to take.

    Precisely my point. The option is there for the OP to chose what the best option for them is.

    And as you rightly said - this is an open forum which means that i too am entitled to my opinion
    £2 Savers Club #156! :)
    Looking for holiday ideas for 2016. Currently, Isle of Skye in March, Riga in May, Crete in June and Lake District in October. August cruise cancelled, but Baby due September 2016! :j
  • anselld
    anselld Posts: 8,652 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    LisaLou1982 wrote: »
    Precisely my point.

    Actually, I think you completely missed the point I was making, but never mind.
  • thequant
    thequant Posts: 1,220 Forumite
    lb364 wrote: »
    From what you have said if it was me I wouldn't go any higher on my offer as I would be suspicious but it is your decision to make and only the EA really knows the truth.

    I have had it happen to me and the house I eventually bought was by sending the vendor a letter after haart failed to pass on three separate offers and even claimed that we had never been to view the house!

    I would also second the doing your own mortgage research I got a better deal going to my regular bank than my IFA could offer me, I even asked him outright!


    So fracking true! OP listen to us!
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