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Worth fixing for a year for 2%

2»

Comments

  • anna42hmr
    anna42hmr Posts: 2,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    hufc2002 wrote: »
    Hi all

    My wife's Virgin E-ISA issue 1 rate is dropping to 1.5% however they have some exclusive fixed rate offers for an alternative ISA. These are:

    2% until 26th May 15
    2.4% until 26th May 17
    3% until 26th May 19

    Given the terrible rates at the minute, do you think it's worthwhile moving to the 2% fixed rate for a year? Can't see getting anything better.

    Cheers

    Hi

    if you don't mind me asking, have virgin advised the account issue numbers for these three options?
    MFW#105 - 2015 Overpaid £8095 / 2016 Overpaid £6983.24 / 2017 Overpaid £3583.12 / 2018 Overpaid £2583.12 / 2019 Overpaid £2583.12 / 2020 Overpaid £2583.12/ 2021 overpaid £1506.82 /2022 Overpaid £2975.28 / 2023 Overpaid £2677.30 / 2024 Overpaid £2173.61 Total OP since mortgage started in 2015 = £37,286.86 2025 MFW target £1700, payments to date at April 2025 - £1712.07..
  • hufc2002
    hufc2002 Posts: 328 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    2% until 26th May 15 (issue 65)
    2.4% until 26th May 17 (issue 66)
    3% until 26th May 19 (issue 67)

    As far as I am aware, these are exclusive to current Virgin customers with the E-ISA Issue 1.
  • Sapphire
    Sapphire Posts: 4,269 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Debt-free and Proud!
    That's what I was told today when I tried to open one of these – in fact one person I spoke to said that these ISAs did not even exist, despite the fact that they feature on the Virgin Money website!:T

    hufc2002 wrote: »
    2% until 26th May 15 (issue 65)
    2.4% until 26th May 17 (issue 66)
    3% until 26th May 19 (issue 67)

    As far as I am aware, these are exclusive to current Virgin customers with the E-ISA Issue 1.
  • hufc2002 wrote: »
    2% until 26th May 15 (issue 65)
    2.4% until 26th May 17 (issue 66)
    3% until 26th May 19 (issue 67)

    As far as I am aware, these are exclusive to current Virgin customers with the E-ISA Issue 1.

    and issue 2. I've got an E-ISA issue 2, and received an e-mail about the interest rate cut, and these exclusive fixed rate ISAs.
  • hufc2002
    hufc2002 Posts: 328 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Think I am going to fix for a year as there doesn't appear to be anything better out there at the minute.
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