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Do Barclaycard Close your INACTIVE card (After NOt using it for Over 1-2 years)?

Galeeno
Galeeno Posts: 295 Forumite
edited 7 March 2014 at 6:41PM in Credit cards
If you have a barclaycard, which is in good standing, and there is no balance, but do not use it for 1, 2 or more years, then do they automatically close it?

I am asking for barclaycard specifically (no other credit card)


-How many years of 'non usage' do they close it?

-and do they send a letter out to you with this decision? asking if you want to keep it open ?


Has this happened to you with your barclaycard, if you haven't used it for time ? What was your experience ?

Comments

  • Bravestar
    Bravestar Posts: 89 Forumite
    Galeeno wrote: »
    If you have a barclaycard, which is in good standing, and there is no balance, but do not use it for years, then do they automatically close it?

    I am asking for barclaycard specifically (no other credit card)


    -How many years of 'non usage' do they close it?

    -and do they send a letter out to you with this decision? asking if you want to keep it open ?


    Has this happened to you with your barclaycard, if you haven't used it for time ? What was your experience ?

    No, not usually after just 12 months - at least they didn't with me. I never used mine for over 2 years.

    Then it was due for renewal and I got a 'use it or lose it' letter
    Basically they said they would not be sending me a new card unless I started re-using the card in the meantime.
  • Galeeno
    Galeeno Posts: 295 Forumite
    Bravestar wrote: »
    Then it was due for renewal .

    What do you mean by renewal ?
  • Herbalus
    Herbalus Posts: 2,634 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper
    Galeeno wrote: »
    What do you mean by renewal ?

    Presumably the card was reaching the expiry date that is printed on the front.
This discussion has been closed.
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