Extortionate car finance

NewUserHere

Car_Complaints wrote: »

Just had a buzzing noise in my head and would like to ask something here.

The reason I am asking is that I am no PPI expert, but lets use the OP as an example, if they have been paying PPI on the finance for 3 years could they not approach the fiance company and tell them they are going to make a claim against the dodgey PPI they sold.
Or come to some arrangements to knock some money off the finance deal.
Or is PPI done under a separate entity?

Just a thought

Where's the indication op was missold PPI?
Or you suggesting op jump on the band wagon of millions who wasn't 'missold' it but going to make a dodgy claim anyway.
Somebody who is self employed or over a certain age and wouldn't even be able to make a claim was missold. Somebody who agreed to it and didn't bother reading the paperwork was not missold!!!

Car_Complaints

NewUserHere wrote: »

Where's the indication op was missold PPI?

It didnt this is the reason why I used the word "example"....haha and then you say people fail to read things,,,,you included by the looks of it

And sorry to say if I knew there was a way to reduce my 6 year finance deal where I am paying almost double for a car then Yes I would make a claim.

andydiysaver

I think its about timing - you come on here after you take a crap deal and people jump in and tell you how crap you are..... you come in BEFORE you take the deal , outline the odds, half the people begin typing "I'd never let myself get into....." kneejerk speech, then realise the dotted line isn't signed and p*** off to another thread to find someone that has signed... maybe OP in realising this has now p***ed off to another thread to talk about how best to make sunday dinners or something !

Bantex_2

It is a bit hard to believe that anyone can agree to a deal that says XX payments of £XXX.XX and it has taken a year or two to figure how much that is in total.

Could blame comprehensive schools I suppose.

shaun_from_Africa

Bantex wrote: »

Could blame comprehensive schools I suppose.

Oi, I went to a compehensive skhool and I can add up perfectly well.

shaun_from_Africa

motorguy wrote: »

I would say that the O/P used a car company / lender for people with poor credit history.

I think that this is spot on.

In an earlier post the OP admits to being made bankrupt and although this was back in 2008, I'm sure that it would make quite a difference as to which lenders would provide finance and how much they would charge for this.

motorguy

andydiysaver wrote: »

I think its about timing - you come on here after you take a crap deal and people jump in and tell you how crap you are..... you come in BEFORE you take the deal , outline the odds, half the people begin typing "I'd never let myself get into....." kneejerk speech, then realise the dotted line isn't signed and p*** off to another thread to find someone that has signed... maybe OP in realising this has now p***ed off to another thread to talk about how best to make sunday dinners or something !

*sigh*

It turns out the O/P is a former bankrupt and therefore had to take out high rate finance on a car.

Noone really to blame there but themselves.

ffacoffipawb

shaun_from_Africa wrote: »

Oi, I went to a compehensive skhool and I can add up perfectly well.

You can't spell, though!

gilbert_and_sullivan

ffacoffipawb wrote: »

You can't spell, though!

and some fell on stony ground, where irony was not appreciated

shaun_from_Africa

ffacoffipawb wrote: »

You can't spell, though!

http://www.merriam-webster.com/dictionary/sarcasm
or maybe it's
http://www.merriam-webster.com/dictionary/satire

Did you honestly think that I couldn't spell skhool or compehensive (or should it be skool and komprehensive?)