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OR Interview today 11.00am!!!

24

Comments

  • tight_jock
    tight_jock Posts: 1,902 Forumite
    Hope it all goes well for you jules. :j

    Hurry up though cos having everything crossed for you is severely cramping my style :rotfl:
    1/11/06 -1/06/07 BSC #42


    For FREE advice. Your local CAB Office - ask to speak to a 'money advisor'.*The Consumer Credit Counselling Service (CCCS) - Tel: 0800 138 1111*National Debtline - Tel: 0800 808 4000*Payplan - Tel: 0800 917 7823*Insolvency Helpline-0800 074 6918
  • NekoZombie
    NekoZombie Posts: 1,664 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Good luck Jules. Try not to multi task though - eating toast, drinking tea, flicking through your papers and talking to the OR could be difficult! Butter all over the telephone for one...
    BCSC Member 70:j
    .
  • betterlatethannever
    betterlatethannever Posts: 5,280 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I'm guessing its about over now and your feeling better. I hope so
    Let us know how it all went.
    T/C
    The first time we said hello, was the first time we said goodbye. As the angels took your tiny hand and flew you to the sky-you forever left us breathless. RIP my beautiful granddaughter :(
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    Hope all went well Jules, i'm guessing everything went without a hitch

    Phil
    We all die. The goal isn't to live forever, the goal is to create something that will
  • JulesJay
    JulesJay Posts: 179 Forumite
    All done now!

    About an hour and half in all.

    She was very nice and took me through the petition step by step.

    All the usual questions:

    When was the last time I used credit
    Why I took this loans out etc
    Why I thought I had gone BR and just general history of what happened.

    Good bits were that I can keep my car, will not be getting and IPA because my income is low at the moment and with no real change it will not happen, and that she will be recommending me for an early discharge! :T

    So you were right guys - got myself all worked up for nothing.

    She was very helpful, not in any way judgemental, very chatty and although I was still nervous it went by very fast.

    Going to have a huge cup of tea now and maybe something stronger later!

    Thanks to everyone for their help over the last few weeks I really appreciate your support! :A

    Have to change my signature now.

    Jules x
    'What is right for one soul may not be right for another.
    It may mean having to stand on your own
    and do something strange in the eyes of others.
    But do not be daunted,
    do whatever it is because you know within it is right for you.'
    'Eileen Caddy'
    BSC: No: 79
  • philnicandamy
    philnicandamy Posts: 15,685 Forumite
    10,000 Posts Combo Breaker
    WELL DONE JULES!!!!!! i'm made up for ya glad it all went well, glad to hear you'll be considered for an ED as well Bonus!!

    Phil
    We all die. The goal isn't to live forever, the goal is to create something that will
  • gettingitsorted
    gettingitsorted Posts: 2,440 Forumite
    Way to go Jules :T :beer:
    Official DFW NERD 189

    I may be a woman but dont hold it against me:D

    Officially declared Br 6/11/06


    Discharged Br 4/5/07 (6 months to the day)

    BCSC MEMBER 21
  • fermi
    fermi Posts: 40,542 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Rampant Recycler
    I'm really glad that went OK for you Jules. :j

    The bit about ED is especially good, since whether you get it or not it means they expect very few issues with your case.:D
    Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB

    IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed
  • allofadither
    allofadither Posts: 543 Forumite
    Well done Jules! All the best for a debt free future. :D
  • Richard_S
    Richard_S Posts: 4,432 Forumite
    Congratulation Jules,

    I missed sending you best wishes earlier.:o

    We really should collate everybody's Court and O.R anecdotes in one Thread so anybody facing either of them can read quickly what othere people's experience has been.

    Best regards

    Richard
This discussion has been closed.
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