1 down 6 to go...

wannabehermit

Very payment today making it £164.56 until the magic £9999.99

wannabehermit

£133.94 to go now. Current DFD based on minimum payments (:rotfl:) is October 2045. I don't think so somehow.

wannabehermit

wannabehermit wrote: »

£304.07 to go until target no1, looking at the calendar I think it will be end of September that we hit that mark, although don't think we'll see it in the statments until the start of October.

wannabehermit wrote: »

£133.94 to go now. Current DFD based on minimum payments (:rotfl:) is October 2045. I don't think so somehow.

Wow! In 10 days I'm well over half way to my first target. It feels good.

SOMam

wannabehermit wrote: »

Wow! In 10 days I'm well over half way to my first target. It feels good.

Don't you just love it when a plan comes together?!

Well done and keep it up, You are doing great!

Mam x

wannabehermit

Yess! under £100 to go now until £9999. Just £83.94. Which in the next 2 weeks with 2 CC statements & 2 Very payments will bring that well below. Very happy, then I can start looking at my next target. Not even going to think about that until that point then if anything does go wrong the setback won't be as big.

wannabehermit

DH's CC1 statement today with a lot more actually cleared than I was expecting which means that tomorrow when the Very is paid I'll have reached target#1. £11 exactly to go and I pay off £25 a week. That's a good start to the day :j

wannabehermit

BOOOMM!!! That's it first target reached. £9985.99 total now. Onto target 2...Get below debt total as of April 2013 when I first started recording all of the debts together, this won't take long as it is £87.94 away. It should be within 2 weeks to get to that point.

wannabehermit

My CC statement out today, bringing total debt down by £45, so just over £40 to go now until target #2.

wannabehermit

Having found that some WTC has gone into my bank today (must be from the annual recalculation) I've paid the Very today as I was too excited to wait until Friday! So we're down now to £9914.90. Next week with the final £25 on the Very for now and DHs other CC statement out means we'll pass the next target with ease.

wannabehermit

Seriously I swear HB are trying to send me to an early grave. The amount of hassle we have with them makes you feel like just giving up work and living on the basic benefits FGS. We've even got an ongoing complaint with our MP about the way they conduct our claim and the way they treat us, but still they mess it up. So our wages fluctuate so we have to take our wage slips down quarterly, fine if the person doing the calculations knows what they're doing, but last time our average earnings increased by £4 p/wk, so our HB dropped by £25 p/wk and we lost all of our CTB. Now we've had a change in our TCs (according to the HB forms we received today it has gone up by approx £20 p/wk) but they've adjusted the CTB removing pretty much all of it over the year. If we were paying full council tax with no support whatsoever we'd have to pay £120 per month. The bill I've just received wants us to pay £203 per month! I'm speechless I really am. Words completely fail me. How can they claw back council tax support from earlier in the year when I haven't even received one payment yet of TCs at the new amount. Surely it should go from this week, not blimming April? Can't even get things straight in my head to phone up and complain, I'm off work this week with a bad chest infection, could do without this rubbish. :mad: