We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
1 down 6 to go...
Comments
-
wannabehermit wrote: »A year and a half on and still only the one debt gone (and now over £10K in debt :embarasse )
At the 1.5 year mark, I still owed £10k, so you are only a few hundred behind where I was.
I know it seems like it's taking forever, but it does happen eventually.
Have you run your remaining debts through the Snowball Calculator, to see when your DFD is?0 -
It says 39 months but I worked it out a while ago and had it as just over 2 years, but I was probably including the car payments in that as overpayments and we no longer have that available.
3 years seems a lifetime away, I'd be much happier with 2 years. Although with the latest housing benefit calculations it won't matter as they now make us £170 a month worse off. :mad:Clean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy
0 -
Mine took ~ 4.5 years from my LBM, to clear it completely.
At 1.5 years in, you have 39 months left, whereas I had ~ 36 months left, so there isn't really much in it.
Just stick with it, and you will get there.0 -
£304.07 to go until target no1, looking at the calendar I think it will be end of September that we hit that mark, although don't think we'll see it in the statments until the start of October.Clean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy
0
-
Just done a review of the budget and after bills, food & fuel we now have £46.15 left for everything else, so £10 to car account and £36 to "anything else" account.Clean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy
0
-
£25 off the Very today so under £300 until goal 1. Wouldn't it be great if everything was 0%
Friday is definitely my favourite day of the week, tax credits goes in so all the weekly and cash bills are paid. Love it. I wonder if anyone else looks forward to paying bills? Or am I just strange? ;-)Clean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy
0 -
Oh I work to bills not money coming in!
I know what I have to 'pay off' and I dwell on that so receiving money is just 'hah' moments as I go and pay it into where I want it.0 -
My money comes in all over the place - weekly on Tuesday, weekly on Friday, fortnightly on Saturday, 4 weekly on Friday and monthly. So I have no choice but to work to when the money comes in as I can't always guarantee I will have money on the same day each month.Clean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy
0
-
Less than £190 now until I'm at my first target. Think I may have been a bit pessimistic saying Sept/Oct as I think actually it'll be mid Sept, but I won't be disappointed if it's the last week.Clean credit file:12 mthsCar loan: FREE! :jTHE PLAN: 1.Pay off debt £8808.42(£3254.45, £1570.32, £2698.33, £0:dance:, £1000, £285.32) 2.Save monthly for Christmas/insurance etc £150 per month 3.Save for emergencies /£1500 4.Save for our B&B £????depends which one takes our fancy
0
-
4 - 6 month loans
500 payday loan canceled continuous payment, have to wait for it to default to set up a repayment plan
£600 to brother0
![[Deleted User]](https://us-noi.v-cdn.net/6031891/uploads/defaultavatar/nFA7H6UNOO0N5.jpg)
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.3K Spending & Discounts
- 247.1K Work, Benefits & Business
- 603.7K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards