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not long now

edited 30 November -1 at 12:00AM in Debt-free Wannabe Challenges
2 replies 618 views
wannabe_credit_freewannabe_credit_free Forumite
146 posts
Mortgage-free Glee!
edited 30 November -1 at 12:00AM in Debt-free Wannabe Challenges
I've had 2 credit cards for more years than I care to remember, usually paying the minimum monthly payment. I feel sick, just thinking about the thousands I've paid over the years in high interest charges.

Now my hubby is fast approaching retirement. 6 months ago I decided it was time to get my credit in check and I have been paying every spare penny I have to pay it off. Gave up smoking and the money I saved, I paid to my credit card. This and keeping my day to day expenses in control, has enabled me to reduce my debt from £7.680 to £3.770 to date.

I don't have any other debts and paid off mortgage last year, thank god.
Hope to be debt free in another 6 months. This site has inspired me to work toward my goals. I thank you for that....:T

Debt free 4/7/14........:beer:


  • BuffythedebtslayerBuffythedebtslayer Forumite
    16.8K posts
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Good work and well done giving up smoking :)

    Good luck with the next six months :) XXXXX
    Debt Free as of 26/07/19 (third time is the charm!)
    Emergency fund - 1100, Deposit - 800, Insurance and Christmas -300 , House - 5533
  • Wow, you have done amazinlgy well so far.
    :eek: Debt free date August 2019- working on it! Current Debt £33020.97 :D Focus - saving pots & Aquacard :cool: Central heating saved - £554/ 3500:A :j :T Working towards a future where I am not paying for the past!
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