Which credit cards give you the credit limit at the point of application?

pjread

Cashplus do a credit card?

Fingerbobs

guesswho2000 wrote: »

Cards I've had instant limits on - Halifax, MBNA (American Airlines, Fluid, MBNA themselves, Virgin Atlantic), NatWest (Classic and YourPoints), Nationwide, Tesco.

Cards I've had to wait for the limit - Barclaycard (BC themselves and their Hilton HHonors card), Aqua (Classic and Reward), CapitalOne (Classic, Progress and Aspire World), MBNA (Virgin credit card, not Virgin Atlantic, although this was years ago, 2006 I think), Monument (hahaha remember them!?).

Can't remember any others off the top of my head. NatWest I remember said the limit both times was provisional, but the actual limit didn't differ either time.

Seriously impressed you can remember all that off the top of your head! I haven't got a clue when I discovered the credit limit on any of my cards, even the most recent ones.

moshoodo1

pjread wrote: »

Cashplus do a credit card?

yes they do but it is by invite. i got an invitation letter some months ago with a link an guarantee credit limit of £2000 but as i just got some searches on my file and dont need the credit i just bin the letter.