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The Broker Blues Thread
Comments
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Cheer up, there are 2 things to be smiling about this eveningkingstreet said:I'm rapidly developing an aversion to threads where the first word of the first post is "So..."
I am a Mortgage AdviserYou should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
Yep. A double weekend. FC beat Mickleover 0 - 4 to go second and United beat City. Sweet!ACG said:
Cheer up, there are 2 things to be smiling about this eveningkingstreet said:I'm rapidly developing an aversion to threads where the first word of the first post is "So..." I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0 -
The new HTB Buyer's Guide is out for next year and you'll all be pleased to hear both applicants have to be true FTBs and if married both partners have to be joint purchaser/mortgagor regardless of credit etc. No sole applications allowed for married couples.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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What's the quick way to get from here to HBR&S and back again?. I'm tired of having to go back to forum home, then Mortgages & Homes then HBR&S. Same with Insurance & Life Assurance?I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Ignore me. I've just discovered favourites!I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.2
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A bit of good news today.
Halifax in for 95% on newbuild houses and flats from tomorrow. Planning for the end of the HTB scheme.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.2 -
@kingstreet Flats as well?! Wow, that is amazing news.kingstreet said:A bit of good news today.
Halifax in for 95% on newbuild houses and flats from tomorrow. Planning for the end of the HTB scheme.I am a Mortgage Adviser - You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
PLEASE DO NOT SEND PMs asking for one-to-one-advice, or representation.
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Also includes shared ownership. Details/rates etc out tomorrow.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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Apparently they've now decided newbuild flats will remain at 85% max LTV and only SO newbuild flats will be upto 95%.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.0
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I wish people would stop using the expression "mortgage offer" instead of "mortgage product."
The mortgage offer is the formal notice of acceptance of a mortgage application and people reading "mortgage offers withdrawn" particularly in the media is fuelling panic.
We've been seeing mortgage product withdrawals for months now as rates have increased and even after hundreds of withdrawals in the last few days, there are still over 3,500 products available.I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.2
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