We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Advice on car accident over 1yr ago still suffering
mickyp1504
Posts: 1 Newbie
in Motoring
Hi all new to the forum and just looking for advice. Here's what happened so far. Last January 2013 i had a car accident where other driver immediately admitted fault. I was hit from drivers side banging my head on the window and was in excruciating pain at my doctors i was diagnosed with chronic whiplash. I was sent to see a physio and a medical expert who determined my future employment would not be affected. I was off work till mid May then returned on reduced hours. I am a home delivery driver so the work load is quite hectic and heavy. I had been in pain since January 2013 so my doc sent me for an MRI scan at end of April 2013 this showed disc bulges and cervical lordosis and kyphosis. Also some degeneration which i was told was normal. I was still in considerable pain even with medication that by October i was off work again when my shoulder gave up on me. My doc sent me back for another MRI scan this on showed more bulges and the lordosis and kyphosis was still there along with loads of impingement of the bulges onto my spinal cord and also on the right exiting nerve roots. This all seemed to be worse for returning to work. My doc also sent me to see a musculoskeletal physiotherapist who recommended a neurosurgeon. So that's the medical bit. This is what has happened so far Last November 2013 the insurance settled and payed me £3850 for the injury this was before the second scan at end of November but also added that if anything happened in future or i didn't recover by the 18 months since accident i could ask them to re look at this offer. To be honest they have paid for any treatment and physio i have had. I not received my loss of earnings to date as now with the second scan (November 2013) they are looking at the claim again as i now have to go see a Neurosurgeon due to other developed symptoms. I have also been laid off work due to Capability. My employer did not have other suitable roles for me which was fair enough as i am still in a lot of pain and often suffer dizziness and back my goes into spasm which then makes me unable to do anything physical or even sit still. What i would like is advice on whether i should get a solicitor to look at the injury settlement and the loss of earnings as nothing much seems to be happening and i am still waiting on my neurosurgeon appointment from the insurance company concerned. They seemed very alarmed that i needed to see a surgeon and i had given them a referral letter from my doc as recommended by the musculoskeletal physiotherapist. Life has certainly changed for me since the accident and i'm at loss what to do with myself now. Some advice would be gratefully received.
0
Comments
-
You may get some useful responses if you used paragraphs...."You were only supposed to blow the bl**dy doors off!!"0
-
maninthestreet wrote: »You may get some useful responses if you used paragraphs....
You may also get useless ones like this one and the above quoted one0 -
maninthestreet wrote: »You may get some useful responses if you used paragraphs....
No need to be a !!!!!! is there?
That sounds awful. Is there any ETA on when you'll recover or do they think this is for life?0 -
To paragraph.mickyp1504 wrote: »Hi all new to the forum and just looking for advice. Here's what happened so far. Last January 2013 i had a car accident where other driver immediately admitted fault. I was hit from drivers side banging my head on the window and was in excruciating pain at my doctors i was diagnosed with chronic whiplash.
I was sent to see a physio and a medical expert who determined my future employment would not be affected. I was off work till mid May then returned on reduced hours. I am a home delivery driver so the work load is quite hectic and heavy.
I had been in pain since January 2013 so my doc sent me for an MRI scan at end of April 2013 this showed disc bulges and cervical lordosis and kyphosis. Also some degeneration which i was told was normal. I was still in considerable pain even with medication that by October i was off work again when my shoulder gave up on me.
My doc sent me back for another MRI scan this on showed more bulges and the lordosis and kyphosis was still there along with loads of impingement of the bulges onto my spinal cord and also on the right exiting nerve roots. This all seemed to be worse for returning to work. My doc also sent me to see a musculoskeletal physiotherapist who recommended a neurosurgeon. So that's the medical bit.
This is what has happened so far Last November 2013 the insurance settled and payed me £3850 for the injury this was before the second scan at end of November but also added that if anything happened in future or i didn't recover by the 18 months since accident i could ask them to re look at this offer.
To be honest they have paid for any treatment and physio i have had. I not received my loss of earnings to date as now with the second scan (November 2013) they are looking at the claim again as i now have to go see a Neurosurgeon due to other developed symptoms. I have also been laid off work due to Capability.
My employer did not have other suitable roles for me which was fair enough as i am still in a lot of pain and often suffer dizziness and back my goes into spasm which then makes me unable to do anything physical or even sit still.
What i would like is advice on whether i should get a solicitor to look at the injury settlement and the loss of earnings as nothing much seems to be happening and i am still waiting on my neurosurgeon appointment from the insurance company concerned. They seemed very alarmed that i needed to see a surgeon and i had given them a referral letter from my doc as recommended by the musculoskeletal physiotherapist. Life has certainly changed for me since the accident and i'm at loss what to do with myself now. Some advice would be gratefully received.0 -
Maninthestreet's reply is useful and the OP should take notice of it and rewrite the opening post.You may also get useless ones like this one and the above quoted one
I didn't bother reading beyond the first sentence as I dislike blocks of text without proper punctuation and paragraphs.
Micky, click "edit" on your post and add some paragraphs. That will generate more and better responses.0 -
OP, simple question really. Have all the back problems that have been diagnosed been directly attributed to the accident?
Also, the use of paragraphs would actually help a bit. Help us to help you, as they say.0 -
mickyp1504 wrote: »........What i would like is advice on whether i should get a solicitor......
Some advice would be gratefully received.
Short answer.....yes, get a solicitor0 -
First 3 replies all arguing with each other about paragraphs. Damn I love these forums.
0 -
-
Well it was bloody hard to read. I only persevered because I have a bit of experience on being on the end of something like this (10 years later, still in pain)
If that insurance settlement was worded as "full and final", you're probably screwed, unfortunately. What is the actual status of your claim?0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.3K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.2K Work, Benefits & Business
- 603.9K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards
