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Obsessive?

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robbierude
robbierude Posts: 12 Forumite
Part of the Furniture Combo Breaker Debt-free and Proud!
edited 24 February 2014 at 6:28PM in Debt-free wannabe
Hi there,

I was just wondering how often people check their balances and update their spread sheets/log books/records etc.?

The reason I ask, I do it every day, for at least an hour. I also find myself checking figures, even though I know they haven't changed. I actually feel like it's gone past the stage of being organised and I am becoming slightly obsessive.

On the plus side, for the first time in around 8 years, I feel on top of my debt and can see light at the end of the tunnel.

Any thoughts/comments?


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£22k debt paid off and now to save (£5k saved so far 20.12.2017)
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Comments

  • I'm quite bad for this too, and I'm not even in debt! I find new ways of tweaking the figures and changing columns around all the time.... :)
  • Bublin1
    Bublin1 Posts: 724 Forumite
    I've been Money Tipped!
    Yep Im obsessive.
    I looooove my NatWest phone App. I can do all my basic banking and transfering from it. Once I had forgotten my debit card and learned that day I could get cash by using the App.

    Always calculating, scribbling on bits of paper, predicting........
    Dave Ramsey Fan[/COLOR]
  • Monkeyballs
    Monkeyballs Posts: 1,935 Forumite
    Part of the Furniture Combo Breaker
    Hi,

    LOL, I'm rather obsessive about making sure that the debt balances on my DMP are 100% accurate so I'll check anything I can easily access online at least once a week and once a month for any not available to view online by calling the creditor/DCA...

    Then when you add in my regular overpayments! LOL

    But like you, I feel in control and can see it going down and can tell you to the penny what I owe :)

    Much better than in the past when it was all vague numbers and guess work :)

    MB
  • kerri_gt
    kerri_gt Posts: 11,202 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Yep, I actually get a bit twitchy if my spend diary isn't up to date. Then again I use excel most of the day everyday for my job so I guess I'm naturally a little numbers obsessed!
    Feb 2015 NSD Challenge 8/12
    JAN NSD 11/16


  • Yes, that was me.

    Even when I was bored at work, I would get a scrap of paper and write down what I owed and how much was due that month to cover the payment and how much the balance would reduce to.
  • Hi, my name is Chris and I'm a spreadsheetaholic! :)

    I usually check my spreasheet each day but only if I know bills are due and / or if I have spent money that day.

    Remember, being informed allows you to make correct informed decisions :).
    DFW'er - Lightbulb moment : 31st July 2009 - £18,499
    28th October 2019 -
    £13,505 - 27% paid off.
    Demolishing my House of Debt.. one brick at a time!! :)
    Thinking of spending???..YNAB says "NO!!!!"


  • Muhren
    Muhren Posts: 1,705 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes, that was me.

    Even when I was bored at work, I would get a scrap of paper and write down what I owed and how much was due that month to cover the payment and how much the balance would reduce to.

    Yep I do this as well!
    LBM: Dec 2012 - Debt £38,180/ Now £0.
    DFD - 17/04/2016
    Gambling: The sure way of getting nothing from something.

  • I do get a bit obsessive too
  • Daily I check my bank balance and update my spending diary the minute I have spent anything. It's good to be obsessive it helps you realise that there is a light at the end of the tunnel. L2B.x
    LBM 2008 [STRIKE]£45,091.23[/STRIKE] eek: now £7889:T Debt free date 18/07/2018 :)
  • I do it a few times daily, normally its just to change fonts and columns lol
    "All truths are easy to understand once they are discovered, the point is to discover them."


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