Luma card & capital one

Herbalus

No doubt you're right, but for all intents and purposes it is considered a Capital One card, even though technically it isn't.

I log into mine with the Capital One app, and use the Capital One website. Sometimes it surprises me, when I pull my card out on the occasional trip to Tesco, that it doesn't say Capital One on it. My thoughts go along the lines of "who the heck are Luma, and why is it in my wallet? etc."