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Luma card & capital one

stef787 · 2014-02-18 18:11:06

Hi, I have the Capital one classic card with a £200 limit since 9 months and today I have been accepted for a Luma card with a £1500 limit. I was quite surprised to be accepted (7 defaults on my credit report! ) Capital one won't increase my limit on the Classic card, so I was wondering if I can apply for the Progress card…

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Herbalus Posts: 2,634 Forumite

20 February 2014 at 3:12PM

No doubt you're right, but for all intents and purposes it is considered a Capital One card, even though technically it isn't.

I log into mine with the Capital One app, and use the Capital One website. Sometimes it surprises me, when I pull my card out on the occasional trip to Tesco, that it doesn't say Capital One on it. My thoughts go along the lines of "who the heck are Luma, and why is it in my wallet? etc."

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