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Need a credit card for poor credit rating
traceylc
Posts: 1 Newbie
in Credit cards
Hello,
I've just received a copy of my credit report, Everything was excellent apart from credit agreements which was very poor, because I have absolutely NONE.
I am 33, have a steady and good income with no debts apart from my student loan. I have saved a really good deposit and I want to apply for a mortgage. Are there any credit cards or mobile contracts I can apply for that I won't get rejected for?
I'm aware that applying and getting rejected will damage me even more, any advice will be greatly appreciated!
I've just received a copy of my credit report, Everything was excellent apart from credit agreements which was very poor, because I have absolutely NONE.
I am 33, have a steady and good income with no debts apart from my student loan. I have saved a really good deposit and I want to apply for a mortgage. Are there any credit cards or mobile contracts I can apply for that I won't get rejected for?
I'm aware that applying and getting rejected will damage me even more, any advice will be greatly appreciated!
0
Comments
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One application has very little (and short-term) effect. Rejection doesn't have any effect at all.I'm aware that applying and getting rejected will damage me even more,
See this yesterday's thread: My first credit card
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Your first port of call should be your own bank.
They will know how much you bank every month and if your account is well run.0
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