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Please get PROFESSIONAL advice

This is aimed at all who have yet to take the steps towards bankruptcy.

The advice which is given on this site regarding BR should only be used as guidance. Many of the posters on here have been through the process and out the other side and so have some first hand experience BUT you should remember that the info we all give is only our experience. For the hard and fast rules, you must contact the debt advice charities.

Over the past few weeks I`ve seen several responses to questions from those in desperate need given some quite frankly wrong info. Whatever advice you are given here, ensure you check it with the relevant people, be that the IS OR or one of the charities.

Good luck to those of you who go down this path. It worked for me.
:beer:
TJ
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