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Noddle - absolutely useless, thanks for the tip Martin :(

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Comments

  • The_Boss
    The_Boss Posts: 5,864 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    TeacherMia wrote: »
    Sadly, I have to question Martins 'independent' :money: advice or why else would he have pushed this terrible company.

    Noddle are extremely useful for checking data on your files for free. However, people should always check data on all CRA files to ensure all are reporting their data correctly. Lots of people find Noddle very useful (I'm one of them) especially when they know to disregard the score (for the reasons Martin gives in his comprehensive article on the subject which is on the website).

    Sorry that you believed I jumped to a conclusion, but your excerpt above is a false claim.
  • matttye
    matttye Posts: 4,828 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Seriously, ignore the scores you get from these companies completely and just concentrate on the actual information.

    If you want to see how ludicrous the scores are, consider this...

    Last month my Noddle rating was 3/5.
    This month it's 1/5.

    What has changed? I've paid everything in full and on time as usual this month, yet my score has dropped 2 points.

    It's laughable. You can't take these seriously.
    What will your verse be?

    R.I.P Robin Williams.
  • corbyboy
    corbyboy Posts: 1,169 Forumite
    Part of the Furniture
    My Noddle score is 1/5 and I was approved for a £6000 loan by my bank yesterday.

    The main issue is that these CRAs don't have access to your employment and income details. These are arguably two of the most important things anybody lending you money will want to know about.
  • My Noddle score when I last checked was 'meaningless out of worthless'
    "You know when it's cold outside when you go outside and it's cold"
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