We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Experian refunded fraud protection

Howdy,


Thought I'd let you know that it is possible on request to opt out of fraud insurance on Experian which drops the price to £9.99 and they've refunded past payments. I don't know how important this form of insurance is, but I'm personally of the mindset that I don't really care for it. I only wanted to see my credit report.


I'm aware this may be common knowledge but I don't have time to trawl through posts. Just thought someone might appreciate this.


Also, is anyone going to proffer that this fraud protection is in fact worthwhile?

Comments

  • CKhalvashi
    CKhalvashi Posts: 12,134 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    For the majority of people, it's not worthwhile.

    At the same time, for some, it is.

    If you're a victim, sign up for free, get the help, then cancel within 30 days and you won't be charged.

    CK
    💙💛 💔
  • YorkshireBoy
    YorkshireBoy Posts: 31,541 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I only wanted to see my credit report.
    When I wanted to "see my credit report" I paid £2 for a statutory report.


    Your post reads like you've been paying for a subscription for a while? Were you aware there were cheaper options?
  • forgotmyname
    forgotmyname Posts: 32,957 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I used the free trial and then the £2 report. Had no issues with cancelling either. One phone call and a couple of minutes.

    I dont think they even tried to tempt me to stay. I had read of a few people having issues.
    Censorship Reigns Supreme in Troll City...

This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.8K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.