John Lewis forgot to charge me!

schrodinga

Have just started a similar thread (tried to delete after finding this one - but cant seem to).

Same thing has happened to me with John Lewis also, for a similar value. We were also moving house at time - so lots of big payments coming in and going out and its going to be difficult to tally up orders (we bought a fair bit from JL during this time too!?!

Looks like they have failed to charge a number of people.

specialboy

keyser666 wrote: »

I think visi meant be thankful they didnt come knocking for the k aftyer the 5 or in the 6th year by which time the products would be probably end of life or not appear to be worth what they once were

Nope, visi meant that the OP's card could be charged for full payment. How did you come to your conclusion?

mo786uk

Gavin83 wrote: »

I don't believe you. There's no way someone who by their own admission is struggling a little financially wouldn't notice an extra £1000 in their account. It's a lot of money to simply miscalculate.

And as already said you have no rights to a discount although they'd likely agree to a payment plan.

I disagree.

I have seen the opposite through my work (on many occasions) - people who don't have much money not noticing large amounts taken from their bank (fraudulently). It is surprising how little attention people pay - so it is not totally unbelievable.

As for OP, legally you owe it but I don't think it is unreasonable to pay it off maybe in 2 or 3 payments.

visidigi

specialboy wrote: »

Nope, visi meant that the OP's card could be charged for full payment. How did you come to your conclusion?

Nope. They have up to 6 years to charge your card, no where did I say they didn't have to ask you first.

How did you come to your conclusion?

Gavin83

mo786uk wrote: »

I disagree.

I have seen the opposite through my work (on many occasions) - people who don't have much money not noticing large amounts taken from their bank (fraudulently). It is surprising how little attention people pay - so it is not totally unbelievable.

As for OP, legally you owe it but I don't think it is unreasonable to pay it off maybe in 2 or 3 payments.

People must know roughly what they have in their account. Everyone knows how much they earn, therefore they know roughly how much they have to spend. I'm sure these people realise when they try to spend on their card and its declined.

I can believe someone wouldn't check their balance but in that case the £1000 should still be available in there.

ThumbRemote

Gavin83 wrote: »

People must know roughly what they have in their account. Everyone knows how much they earn, therefore they know roughly how much they have to spend. I'm sure these people realise when they try to spend on their card and its declined.

I can believe someone wouldn't check their balance but in that case the £1000 should still be available in there.

So because you know what money is in your account, everyone in the world must be exacly the same and also know how much money they have in their account? And, despite more than one person saying that's not true, you still refuse to believe them because it's not exactly the same as yourself.

How odd.

I have no idea how much money is in my account at the moment, to about £1000 each way. I have no idea how much is outstanding on my credit card, full stop. I know I won't have spent more than I have, so it's all OK. Do you think I'm lying as well?

In a years time things could have changed dramatically, eg losing a job, having a child, etc. By that stage, if money was tighter, I'd have a tighter grip on it. But it still doesn't mean I'd have track of everything I spend at this moment.

sarahg1969

The thing that makes it less believeable, for me, is that there was an item missing, and the OP never raised an issue with that.

mo786uk

Gavin83 wrote: »

People must know roughly what they have in their account. Everyone knows how much they earn, therefore they know roughly how much they have to spend. I'm sure these people realise when they try to spend on their card and its declined.

I can believe someone wouldn't check their balance but in that case the £1000 should still be available in there.

Well liek I say - they don't. Even ones who don't have much money.

Like Thumbremote I often don't check my account for say 6 weeks and sometimes have much more money than I thought or indeed much less than I thought.