More money working part time than full time? Am I going mad?

specialboy

vinster549 wrote: »

And I am actually lucky that my sons father loves them so much and actually wants to be at home with them, unlike almost every body I know!

So you are saying I don't love my kids.
A lot of us Dads would like to be home all day with the kids but we have to go to work to pay the bills and pay our taxes for !!!!less folk like yourself, and whilst doing so we are instilling a work ethic into our kids so that they can then go to work to pay for your kids.

stardoman

vinster549 wrote: »

And I am actually lucky that my sons father loves them so much and actually wants to be at home with them, unlike almost every body I know!

I don't think most dads don't love their kids. I think most do and most would love to spend more time with them.

My husband works from home. I'm self-employed and often work away. My husband steps in and does the school runs along with my dad. Today I was working and he looked after our youngest who was off school ill. Tonight they sat and built lego together.

I think both parents like to spend time with their children, but you also have to earn a living.

vinster549

MrsE wrote: »

I actually find this pretty offensive.
Are you suggestioning that parents who don't/can't/won't maximise (manipulate) the benefits system love their children any less?
Many parents would love to stay at home with their children all day, but hey ho, someone's gotta pay the taxes.

NO! Of course not mrsE just merely pointing out that I do have one of the good ones as we all know there are some really bad ones out there.

vinster549

specialboy wrote: »

So you are saying I don't love my kids.
A lot of us Dads would like to be home all day with the kids but we have to go to work to pay the bills and pay our taxes for !!!!less folk like yourself, and whilst doing so we are instilling a work ethic into our kids so that they can then go to work to pay for your kids.

Hang on a minute, read the post again it says like everyone I KNOW!
I don't know you! AND if you read my original post you will see that my partner is a grafter and has world since leaving school at 16 as did I.

You will also see from my original post that the plan is for me to work part time while building up my beauty business so we ARE instilling a work ethic.

vinster549

Ok I need to point a few things out here as I think some of you may be misunderstanding our intentions.
First my partner is never going to earn a huge wage doing his job. He is 37 and would like to retrain. I am 41. Our children are 3 and nearly 2.
We can better our lives by him being at home and me working AND also building up a new business, benefits will be a temporary solution to help us.
I would also like to point out that I have suffered depression in the past and each week wondering what and if he will get paid can be very stressful when juggling direct debits and all household finances. Sometimes if he only gets £150 and that week we have higher direct debits. It can't be helped as sometimes he's ill or the person he works with is ill.
I will also point out we have no credits cards and only one loan to pay which is £109 per month. All our other outgoings are standard bills so we are not living beyond our means or anything like that.
We have an old car.
I hope this might clear a few things up.

MrsE_2

vinster549 wrote: »

Ok I need to point a few things out here as I think some of you may be misunderstanding our intentions.
First my partner is never going to earn a huge wage doing his job. He is 37 and would like to retrain. I am 41. Our children are 3 and nearly 2.
We can better our lives by him being at home and me working AND also building up a new business, benefits will be a temporary solution to help us.
I would also like to point out that I have suffered depression in the past and each week wondering what and if he will get paid can be very stressful when juggling direct debits and all household finances. Sometimes if he only gets £150 and that week we have higher direct debits. It can't be helped as sometimes he's ill or the person he works with is ill.
I will also point out we have no credits cards and only one loan to pay which is £109 per month. All our other outgoings are standard bills so we are not living beyond our means or anything like that.
We have an old car.
I hope this might clear a few things up.

Regardless of your intentions it just goes to prove how crazy & unfair the benefits system is, that it's more rewarding for two people to do one part time job between them, then both work properly - which is what most people do.
Benefits should NOT pay in excess of the
Minimum wage.
Is there any reason why you can't both work?
That's what most people I know do.

ETA - did you expect any of us to say sure, tell your husband to give up work & we'll support your family?

tinkledom

MrsE wrote: »

Regardless of your intentions it just goes to prove how crazy & unfair the benefits system is, that it's more rewarding for two people to do one part time job between them, then both work properly - which is what most people do.
Benefits should NOT pay in excess of the
Minimum wage.
Is there any reason why you can't both work?
That's what most people I know do.

ETA - did you expect any of us to say sure, tell your husband to give up work & we'll support your family?

Let's put it this way.


We hear very little about when ordinary people plan, rearrange their financial affairs in such a way that they only pay the minimum amount of tax that they have to. It may simply be moving some capital about so as to maximise the use of the personal allowances. It may mean deferring the sale of an asset until the next financial year to avoid Capital gains Tax. A simple trust may be set up to avoid Inheritance Tax.
I very rarely hear complaints and criticisms about that sort of activity.


Yet people have the sheer nerve to complain and object if someone wants to maximise their benefit entitlements. I have experienced this myself when I was told many times that even if you are entitled to a benefit, you should not claim it if you don't really need the money.
And as with the poster who is also re-arranging their affairs to maximise their income, - all hell breaks loose!


Sorry but many on here are hypocrites.

tinkledom

blondebubbles wrote: »

Are either of you looking for employment? This would ensure you had a regular income

Does it really matter to you if they are or aren't?


I have no objection to the first part of your post: Are either of you looking for employment? That is a reasonable question.


But why add the second part which is clearly judgemental?

FBaby

How many couples who have made the decision to live off benefits have thought that it would only be temporary. If you are deciding to give up work because you are better off working minimum hours how can you confident that your professional situation will get better soon so you can start to earn more than you have so far? You talk about starting your beauty business. Have you researched how many of these bring enough income to not have to rely on any benefits how hard you would need to work to make it successful? Do you really want to trade and become the one who hardly ever see your kids because of what it will take to make your business profitable.

SiroGarmr

If one or both of them have been working enough to put money in the benefits pot, then aren't they funding themselves...?