More money working part time than full time? Am I going mad?

MrsE_2

vinster549 wrote: »

Thank you debtdawg, it's really silly isn't it. So why should my fianc! go out in all weathers doing a job he hates for crap money and working for a company that doesn't give a toss about their employees when I could go out and work giving him the time he craves with his sons. ATM he gets to see them for 20 minutes or so every evening. And sometimes they make him work Saturdays as well, and also long hours, no half day Saturdays!
It's a no brainer really I think.

It will be good when they finally revamp the crazy benefits system that makes it profitable for two able bodied people to work a handful of hours & take home more than a worker.

MrsE_2

vinster549 wrote: »

And I am actually lucky that my sons father loves them so much and actually wants to be at home with them, unlike almost every body I know!

I actually find this pretty offensive.
Are you suggestioning that parents who don't/can't/won't maximise (manipulate) the benefits system love their children any less?
Many parents would love to stay at home with their children all day, but hey ho, someone's gotta pay the taxes.

MrsE_2

vinster549 wrote: »

MrsE this would be a temporary part time solution as I build up my beauty business and at, I do not work at all.

We get £115 child tax credit and about £13 working tax credit.
£51.57 housing benefit. No council tax benefit. And child benefit for 2. All per week.
My partner has been paid today, £354
So add all that together then minus the rent we have to pay and the full council tax and we are left with £416.

On entitled to, working it out on £20k earning for the tax year 2012/13 and £9k for 2013/14 I get this

£149.69 child and working tax credits, £16.58 council tax support, £99.05 housing benefit. All comes to £299
Add that to the wages of £173 then minus the little rent and council tax we would be left with £443.

This was worked out on me being part time self employed as a courier asi know I can get this work.

I always find it strange when people calculate their income less rent & council tax, like its a given that these aren't part of regular household bills.
People without a benefit mindset will see rent/mortgage & council tax as their premier bills, people who are used to benefits almost forget about them, both in terms of benefits & bills.
If I were to tell you my income, I wouldn't do it net less housing costs, I would do it gross or net (& state net).

Shiloe

tinkledom wrote: »

For us (just the two of us) on benefits taking into account all of our income, we get well over £600 a week. Working, would see no increase in that figure unless the salary was well over £60,000 a year.

Don't know your personal circumstances (disabilities etc) and to be honest I don't care too many people in this country are happy to sit on their bum and let everyone else work ... disgusting :mad:

Shiloe

vinster549 wrote: »

Will probably just say we are swapping I'll tell them the job is full time but then my hours were cut

lying to financially profit over others taxes ... no never :eek:

StormyWeather_2

OP, I don't think it's sensible to choose to be more reliant on benefits. This government is reducing them.

StormyWeather_2

Shiloe wrote: »

Don't know your personal circumstances (disabilities etc) and to be honest I don't care too many people in this country are happy to sit on their bum and let everyone else work ... disgusting :mad:

I think most people make decisions to put their family in the strongest financial position. If someone takes the less well paid route, it's usually because there is some other advantage, such as higher earning potential in the long run or better quality of life.

We need a system that makes work pay more than benefits.

FBaby

tinkledom wrote: »

I gave up working on a good salary to utilise the means tested benefit system along with all of the added premiums you can claim due to disabilities.


We receive about £150 a week more this way than if I had carried on working.

What's the point of this post on this thread but to once again boost your pride in how you are maximising your benefits.

I would somehow doubt anyone on this forum would trade their good health for your benefits that mainly comes from your disabilities. Your situation is not comparable in any way with the OP and every one is beyond bored of reading how you get £600 a week as if it was glorious information readers should be thankful for you to post.

MrsE_2

tinkledom wrote: »

I gave up working on a good salary to utilise the means tested benefit system along with all of the added premiums you can claim due to disabilities.


We receive about £150 a week more this way than if I had carried on working.

I'm proud to say that my skills earn me more than benefits would;)

Another poster quoted you get £600 a week & thats £150 more than you earnt?

Thankfully I have skills & qualifactions that mean I wouldnt class your £450 as a good salary;)

tinkledom

busy_mom wrote: »

I want to know what these figures will be under universal credit?

Sorry but why should benefits pay more than wages?

Cant you both work?

At the time my wife was 65 (2009) and was well past working age. Yes I could have carried on working, but I just couldn't see the point when I could have time at home for the first time in 44 years AND be better off.