The ELITE- home of big birds, burgers and beautiful people!

lookinforabargain

davemorton wrote: »

SSHhhhhhhhhhhhhhhh, LFAB is here!!!

Oh.

It's like that is it.



(In that case, get it right up ye)

davemorton

Bikertov wrote: »

I think I did, but none seemed to address what a mortgage was, only about the leasehold / freehold part. So I explained that too for completeness and context.

Ahhh, well done To be fair, I think the rest of us concentrated on the freehold/leasehold bit. But all information is good information (unless it is bad information or wrong information of course )

davemorton

I did love my peppercorn rent though. I amused me on many a night

davemorton

David. wrote: »

That James Wellbeloved dog food those with cats may want to check out this post

http://www.hotukdeals.com/freebies/s-back-free-james-wellbeloved-light-dog-food-1-5kg-1826358#post20948533
and then this one
http://www.hotukdeals.com/freebies/free-gocat-crunchy-tender-sample-1785869

You actually have to go out in the real world to collect it though dont you, they wont post it?

David.

davemorton wrote: »

You actually have to go out in the real world to collect it though dont you, they wont post it?

Shall I collect it for You Sir Dave of Morton

Wheres_My_Cashback

Recycling an APG A v T

10 x ASDA Chosen by You Bombay Potato (400g) £9.50 £0.50
1 x ASDA Fruit Flavoured Antacid Tablets (80) £2.00 N/A
1 x ASDA Smartprice Thin Bleach (2L) £0.29 £0.29
0.01 x ASDA Red Seedless Grapes per kg £0.03 £0.04
0.01 x ASDA Seedless Green Grapes per kg £0.03 £0.04
0.01 x ASDA Root Ginger per kg £0.02 N/A
2 x Heinz Multigrain Alphabetti Pasta Shapes in Tomato... £1.28 £1.00 ( 10p each after 40p quidco and 30p Shopitize)
1 x ASDA Smartprice Hair Gel (300ml) £0.15 £0.15

Also bought 2 x PG Tips 160s, but they didn't appear on the APG as they contained the Free colour changing Mugs. Therefore, the mugs actually cost me £1.12 each !! Now to decide whether to keep or return? Was hoping they'd compare. Ones without the mugs compare 3.00 to 2.09 !

David.

davemorton wrote: »

You actually have to go out in the real world to collect it though dont you, they wont post it?

Second link for cats will be posted to you I would have thought

davemorton

David. wrote: »

Shall I collect it for You Sir Dave of Morton

To be fair, I wouldnt mind. :beer:

Bikertov

fairclaire wrote: »

Did you actually read the replies? Because they all said what you just have.......:huh:

David. wrote: »

I agree
No offence taken well not by me but thats not how I or any of the others that answered took the question.

The OP asked whether Freehold meant that there was no mortgage. All the answers given explained what freehold and leasehold meant, but none explained what a mortgage was, or how it related to Freehold.

Unless I missed something ...

frequent

fairclaire wrote: »

Owning a property freehold means that you own the property and the land it's on, applies mostly to houses.
Leasehold is more likely to apply to flats, where you could own the property but not the land it sits on. Leasehold is basically owning the right to occupy.
It is also possible to have a share of freehold property, again usually flats etc where the occupants own a share of the freehold. that means they own and are responsible for communal areas of the building.

HTH

ETA this has nothing to do with whether you have a mortgage or not

:T:T:T

When I appoint professional advisers, I usually ask them a few acute question.

Q1. Do you have a freehold mortgage ?

Q2. Do you have a lease hold mortgage ?

Q3. Do you have both ?

Q4. Are you aware of what a major works invoice can do to your profit/ loss column ?

Q5. How much does the leasehold property need to gross income v losses to make a profit ?

Q6. Did you ask the local authority if they have any plans for major works in the next 5 years ?

Q7. What is the max rent ?

Q8. What is the monthly expenditure ?

Q9. What is my profit ?

Q10. What is your fee ?

When you can answer those questions, you can be my adviser, until then...