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Reeling from the Reality Check

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Comments

  • sugarbaby125
    sugarbaby125 Posts: 3,339 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Hi HistoryBuff you will find it even easier to keep a close eye on your financial documents, if you have a filing system. I am really quite over the top about filing everything in folders and A4 really useful boxes and they are all labelled. I can always put my hand on any financial documents that I need. You are doing so good at staying on track with repaying your debts. Stay strong, on the days, when it all just seems like too much effort.
  • giblet1979
    giblet1979 Posts: 864 Forumite
    Eighth Anniversary Combo Breaker
    I need to take a leaf out of your book sugarbaby - I can never find anything despite trying so hard to be good and organised! :/ x
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:


  • My oh scans in anything of particular importance and has been known to email it to himself just in case!
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • giblet1979
    giblet1979 Posts: 864 Forumite
    Eighth Anniversary Combo Breaker
    Now that's dedication! x
    Debt remaining: :(
    Mortgage - £117,759 (£134,600, Nov 2013)

    Work overpayment and home improvement loan paid back (£19200) :beer:


  • Historybuff
    Historybuff Posts: 657 Forumite
    Seventh Anniversary Combo Breaker
    Thanks all. Sugar, I am going to overhaul my filing system when I'm next off work. Another NSD today and bonus because OH was given some fresh fish by his friend with the fish van who had them left over from his round...so free dinner! Even better £250 was won in the sweep in the pub! The weekend's festivities are on him! Woo!
    Feb 2014 to now
    Unsecured debt at highest £56,511/now £9,328 83% paid. :)
    Mortgage £85,342/now £28,846 66% paid
    2018 overpayment total - £5,500
    Mortgage and debt free by August 2020
  • Really good news there. Enjoy it.
    Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge.
  • Historybuff
    Historybuff Posts: 657 Forumite
    Seventh Anniversary Combo Breaker
    Thanks. Another NSD. Amazing how frugal you can be when necessary! And lovely dinner of vegetable chilli pasta with Parmesan. In the old days I would have looked in the fridge and cupboards, thought I saw nothing there, then gone out and bought a load more food!
    Diesel is getting worryingly low in the car though. However, I think it will get me to work and back at a push. Fingers crossed...
    Feb 2014 to now
    Unsecured debt at highest £56,511/now £9,328 83% paid. :)
    Mortgage £85,342/now £28,846 66% paid
    2018 overpayment total - £5,500
    Mortgage and debt free by August 2020
  • Historybuff
    Historybuff Posts: 657 Forumite
    Seventh Anniversary Combo Breaker
    £25.31 to my name till next Weds. Fuel disturbingly low in the car...I will have to put a tenner in to get me home this evening. I'd really like to get my hair done this evening too as I've got this party tomorrow, so am thinking of asking daughter to borrow twenty quid! That's a turn up for the books, me asking her for money instead of the other way around! Lol!
    Today's positives...quiet day at work...May get off early this afternoon...will hopefully get hair done if daughter comes up with the cash!
    Feb 2014 to now
    Unsecured debt at highest £56,511/now £9,328 83% paid. :)
    Mortgage £85,342/now £28,846 66% paid
    2018 overpayment total - £5,500
    Mortgage and debt free by August 2020
  • sugarbaby125
    sugarbaby125 Posts: 3,339 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Hi HisoryBuff, go ahead and ask your daughter to borrow you the £20 you need, then you can get your hair done and it will give you a confidence boost before the party. It does feel like the natural order of the world is being turned upside down, when we have to ask our adult children for financial help, but bite the bullet and ask. My eldest daughter used to give me the odd cash handout as did my younger daughter when times were really tough, when I was still repaying my debts. They just saw it as repaying in small ways some of the support that I had given them all their lives, Enjoy the party
  • Seasidegal58
    Seasidegal58 Posts: 6,017 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hi HB. Hope you managed to borrow the twenty quid! As sugar baby says it feels odd to borrow from your children but my own daughter helped me when I had to extend the lease on my flat a couple of years ago. I paid her back but it was lovely of her to help me at a difficult time. She also thought the same way as sugarbaby's children.

    I hope you have a wonderful time at the party and let down your newly couffoured hair!
    Finally Debt Free! - July 2016 🌟
    Finished Emergency Fund- £10,000 April 2017
    🌟
    RETIRED: MAY 2021!!!!😀🎆
    My diary: “Seasidegal's Scrimpy Retirement Diary!”
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