"Not paid enough Class 1 NI Contributions"

jobseeking_help

Mr Motivate

I understand that the most frequent error Benefit Delivery Centres make is incorrectly assessing JSA C claims and stating claimants are ineligible.

Please can I suggest you attend your local JCP office asap and complete a JSA 3 requesting assessment against JSA C and IB. You do not have to wait until your next appt

All the best

Pineapple88

Have you been issued with a P45? If so, it is likely that your former employer did register you with HMRC and will have passed on the tax and NI which has been deducted. If this is the case HMRC can issue you with a copy of your P60 which should also show you NI contributions. In this case it it likely that there has been some mix up with your NI number and you will be credited with the correct contributions.

If you have not been registered with HMRC then you need to get a copy of your previous payslips. If these show NI and tax deductions which have not been passed on to HMRC then you need to send a copy to HMRC who will credit you with the amount of NI and tax which has been deducted but not passed on. However if no NI or tax has been passed on then you may be liable to make the contributions (should HMRC find out) because you will effectively have been paid cash in hand.

cattermole

The last post from Pineapple is a bit confusing.

If you had payslips which deducted NI & PAYE and paid you X net, then it is up to the employer to "pass it on" because they have that money, not the employee. They collect it on behalf of HMRC and have to pass it on, it isn't the employee's responsibility if they fail to do this, if it has been deducted from their wages at source.

To do otherwise is fraud on behalf of the employer who owe that money to the HMRC that they have collected and in addition they will owe the employer's NI contributions as well.

I know of a situation where a Law Centre went into administration and they had not paid staff's tax or NI, let alone employers contributions.!!

Surely you must be able to prove you worked for the company, did they pay you directly into your bank account?

Mersey_2

Good post Cattermole. Incidentally OP, the National Insurance Contributions Agency would have records if you don't want to contact your former employer.