We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Letter From Halifax re PPI?
Blissikins
Posts: 10 Forumite
Has anyone else had a letter from the Halifax offering to investigate their PPI?
My husband and I received one yesterday, just wondering if anyone has had any success claiming this way, when the bank offers to look into the PPI before you ask them to.
We had a £5000 loan repaid over five years, which my husband took out over the internet, just wondering what our chances are of getting anything back. Also, will claiming affect any other accounts we have with them (currently three bank accounts, and our mortgage).
TYIA.
My husband and I received one yesterday, just wondering if anyone has had any success claiming this way, when the bank offers to look into the PPI before you ask them to.
We had a £5000 loan repaid over five years, which my husband took out over the internet, just wondering what our chances are of getting anything back. Also, will claiming affect any other accounts we have with them (currently three bank accounts, and our mortgage).
TYIA.
0
Comments
-
Blissikins wrote: »Has anyone else had a letter from the Halifax offering to investigate their PPI?
Lots of people. But it doesn't make it any more or less likely you have a valid complaint.0 -
Has anyone else had a letter from the Halifax offering to investigate their PPI?
It is a CCL. Loads are going out at the moment.My husband and I received one yesterday, just wondering if anyone has had any success claiming this way, when the bank offers to look into the PPI before you ask them to.
Probably. However, the letter is no indication of liability or chance of success. It just allows them to start the timebar clock ticking.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
The 8 week timeframe doesn't start until you return the questionnaire or phone in to 'activate' the investigation.
If you don't reply to the letter, there's a chance they will simply resend it again in a few months.
Returning the questionnaire won't have any affect on your other accounts.0 -
Just to update, we were successful and got nearly £900 back. Thanks to all for your advice.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 354.4K Banking & Borrowing
- 254.4K Reduce Debt & Boost Income
- 455.4K Spending & Discounts
- 247.3K Work, Benefits & Business
- 604K Mortgages, Homes & Bills
- 178.4K Life & Family
- 261.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards