Egg Card first offer

purpleaki

hello there

A few months ago, Barclaycard sent me a letter saying I may have been missold PPI. So I filled in the online questionairre and pretty much said "don't know" to everything because it was a long time ago and frankly I am a bit lazy

so to my surprise this week they accepted I had been missold it(!) and sent me a cheque for £110. Was just going to pay it in as I've just moved into a new house and any 'free' money will do.

however, done some googling and it appears a fair few people who have sent all kinds of stuff off to Barclays have been rejected. so I am wondering why they have given me something when I said "don't know" to everything. tried to Google my specific circs but can't find anything

so to my questions -

Should I reject the offer?
if the above is yes, what's the best course of action?

Any advice would be smashing

Thanks for reading

[Deleted User]

purpleaki wrote: »

Should I reject the offer?

Only if you have evidence that you paid more than they are offering...

purpleaki

Nope. I have zero evidence.

Question is, do they have the proof of what I was reportedly missold as it is was about 8 years ago and an old company?

I don't know. I'm just speculating . 9 Times out of 10 I wouldn't query it but I felt like I should do more digging

thanks for your reply

[Deleted User]

purpleaki wrote: »

do they have the proof of what I was reportedly missold as it is was about 8 years ago and an old company?

Probably not, but without proof of your own, you have no bargaining power either.