We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Export a car with outstanding finance

13»

Comments

  • bigjl
    bigjl Posts: 6,457 Forumite
    colino wrote: »
    Why would the finance company be trying to take the car from you now, are you late in payments?
    You know you are escalating potential civil fraud to theft. Sort out the finance.

    You are not correct there.

    If you buy a vehicle on finance then stop making payments after a few months it is a civil matter.

    No such thing as a civil fraud that i am aware of.

    Police and Courts no interested in civil offences.

    Bailiff can't take the car back as good title was gained when the vehicle was bought in good faith from the garage/dealer.

    Buying it in a privsge sale is not as clear cut.

    As that was a common practice for dodgy people to try and get cars clear of finance.

    Sort of you "buy" mine and i "buy" yours.

    The OP has been defrauded by the person he or she bought the car from.

    And to permanently export it would need to be finance clear as far as i know.

    Though cars on finance are regularly exported to Africa and Asia.

    Which is why Essex Police go down Tilbury and check if any nice cars waiting to be loaded up have finance. They then ohine the finance company and ask if they want their property exported.

    Quickest solution is to make a token offer to the finance company.

    And keep reciepts for any money spent on the car for repairs etc. As that makes a difference.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.