Halifax CPD Markers

CherlokHomes

Creation will never turn up on Experian only Equifax.

Ps your theory is wrong.

Simon7685

CherlokHomes wrote: »

Ps your theory is wrong.

Do you really think so?

I decided this morning to go ahead with the Nationwide offer, quoted me again at £1800 starting limit 19.9% APR. (I thought it was only 17.9% last night but I could have misread it.) Anyway I hit Apply and it came up with an acceptance.

£1800 limit 19.9% APR, 3 months 0% purchases and 26 months 0% on balance transfers.

According to the "who uses which credit reference agency", Nationwide use Experian. So I only seem to suffer declined applications when Equifax are included in the search.

Of course it may just be coincidence but I can't help but think it is something with the differences between Experian and Equifax files, even though it is only in dates not quite matching (from what I can see). I'm not complaining anyway, that is 3 prime time cards now and another of the lesser cards with silly APR's I can close.:j

I might even go silly with the celebrations tonight and treat myself to a Cadburys Creme Egg Biscuit:D. Who says I can't live the high life:rotfl: