We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Halifax CPD Markers
Comments
-
Creation will never turn up on Experian only Equifax.
Ps your theory is wrong."You know when it's cold outside when you go outside and it's cold"0 -
CherlokHomes wrote: »Ps your theory is wrong.
Do you really think so?
I decided this morning to go ahead with the Nationwide offer, quoted me again at £1800 starting limit 19.9% APR. (I thought it was only 17.9% last night but I could have misread it.) Anyway I hit Apply and it came up with an acceptance.
£1800 limit 19.9% APR, 3 months 0% purchases and 26 months 0% on balance transfers.
According to the "who uses which credit reference agency", Nationwide use Experian. So I only seem to suffer declined applications when Equifax are included in the search.
Of course it may just be coincidence but I can't help but think it is something with the differences between Experian and Equifax files, even though it is only in dates not quite matching (from what I can see). I'm not complaining anyway, that is 3 prime time cards now and another of the lesser cards with silly APR's I can close.:j
I might even go silly with the celebrations tonight and treat myself to a Cadburys Creme Egg Biscuit:D. Who says I can't live the high life:rotfl:0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.5K Banking & Borrowing
- 254.2K Reduce Debt & Boost Income
- 455.1K Spending & Discounts
- 246.6K Work, Benefits & Business
- 603K Mortgages, Homes & Bills
- 178.1K Life & Family
- 260.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards