npower prepayment debt

scumcompany

apparently npower meters split credit 70%/30% my question is...what part of the 70% goes towards emergency credit debt and what part goes to standing charge debt??

chanz4

call them and ask

scumcompany

i have a theory regarding (very clever) structured emergency credit and standing charge debt repayment. if true, points towards debt recovery set up to increase debt and lessen product consumption.......i will post my theory exactly, however it is based on average credit purchases....so would all posters include how much £ they add and approx how often. me £10 1-2 weeks

Nada666

Why would it matter? If the emergency credit is cleared by a payment then the standing charge arrears would just take up the rest. I don't think it would alter only having access to 30% of a top-up until the whole lot is cleared.

scumcompany

chanz4 wrote: »

call them and ask

never thought of that. they'll be truthful and unbias wont they ?

scumcompany

Nada666 wrote: »

Why would it matter? If the emergency credit is cleared by a payment then the standing charge arrears would just take up the rest. I don't think it would alter only having access to 30% of a top-up until the whole lot is cleared.

if it fluctates, then why...hence trying to find out if it does flucuate..thats why "it matters" it matters to me!!! unless ur trolling i assume it "matters" to you enough for you to post.

Nada666

scumcompany wrote: »

i have a theory regarding (very clever) structured emergency credit and standing charge debt repayment. if true, points towards debt recovery set up to increase debt and lessen product consumption.......i will post my theory exactly, however it is based on average credit purchases....so would all posters include how much £ they add and approx how often. me £10 1-2 weeks

I would assume it is not structured - it would just pay off the emergency credit until it is repaid and only then is the balance used for standing charges. Is it a moot question - emergency credit is only £5 - can you even still buy top-ups of only £5?

Nada666

scumcompany wrote: »

if it fluctates, then why...hence trying to find out if it does flucuate..thats why "it matters" it matters to me!!! unless ur trolling i assume it "matters" to you enough for you to post.

Charmed, I'm sure. Can't imagine why your correspondents don't always provide you with answers to your enquiries.

scumcompany

example.
gas has been off for a few days
£10 credit bought

£3.00 for gas
£2.42 for standing charge debt (accrued while off)
£4.58 for emergency credit

standing charge debt still outstanding
emergency still showing as used

scumcompany

Nada666 wrote: »

Charmed, I'm sure. Can't imagine why your correspondents don't always provide you with answers to your enquiries.

if u have nothing useful to add other than generic trollin then go away please. sad very sad

scumcompany

Nada666 wrote: »

I would assume it is not structured - it would just pay off the emergency credit until it is repaid and only then is the balance used for standing charges. Is it a moot question - emergency credit is only £5 - can you even still buy top-ups of only £5?

my dad use to say " dont assume it makes an !!! outta u an me" your assumption is wrong