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Should I tackle her and how?

My dad died in December and one of my cousins, who my mum hadn't seen for 13 years, came to stay with my mum on the week of the funeral.

I didn't trust her motives but gave her the benefit of the doubt and she was privy to a lot of financial talk about pensions/savings etc.

Since leaving she has called my mum and asked to borrow £1,000. My mum said no and that all her finances were going through me but has offered to give her £200 in return for her returning something my mum gifted to her. She is coming to return/collect it this weekend.

Should I tell her I have her number and if so how should I approach it?
Make £25 a day in April £0/£750 (March £584, February £602, January £883.66)

December £361.54, November £322.28, October £288.52, September £374.30, August £223.95, July £71.45, June £251.22, May£119.33, April £236.24, March £106.74, Feb £40.99, Jan £98.54) Total for 2017 - £2,495.10
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Comments

  • Tiglath
    Tiglath Posts: 3,816 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Debt-free and Proud!
    Sorry to hear about your Dad. What does your Mum say? Sounds like the returned gift in exchange for £200 should be the end of the matter. All your Mum needs to say is speak to FvD, and you just say No when she tries to scrounge directly from you. If she keeps pestering your Mum after the initial exchange, then is your time to get involved - contact her and tell her in no uncertain terms to back off.
    "Save £12k in 2019" #120 - £100,699.57/£100,000
  • I would just be there when she comes this weekend and make a point of being the one that gives the £200. That way she should know that getting money from your Mum isn't an option.
  • tattycath
    tattycath Posts: 7,175 Forumite
    Part of the Furniture 1,000 Posts
    It's a difficult one. I honestly don't know how you'd approach it. Tact and diplomacy aren't something I'm particularly good at.
    I would be tempted to tell her that it's the height of bad manners to ask someone who has recently been bereaved/is in a vulnerable position, for money-be it a loan or otherwise.
    GE 36 *MFD may 2043
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  • Person_one
    Person_one Posts: 28,884 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Don't get into a big row, just be aware of what's going on.

    It sounds like your mum 'has her number' too and is capable of saying no to demands for money.

    Is the item she's buying back worth £200?
  • mrcow
    mrcow Posts: 15,170 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Some people really are just quite revolting.

    Be there when she turns up and make it clear that you are fully aware of the situation and will be aware of any further contact as well.

    I'd even be tempted to raise the question of the £1000 and just reiterate that it won't be forthcoming.

    Your mother is in a very vunerable place. I don't blame you for wanting to defend her.
    "One day I realised that when you are lying in your grave, it's no good saying, "I was too shy, too frightened."
    Because by then you've blown your chances. That's it."
  • balletshoes
    balletshoes Posts: 16,610 Forumite
    I would just be there when she comes this weekend and make a point of being the one that gives the £200. That way she should know that getting money from your Mum isn't an option.

    this is what i would do too - it shows your cousin that you know whats going on, without you having to say anything.
  • Actually I'd be curious about how the matter of 'buying back the gift' came about as well - I can't imagine how the idea was raised unless it was a matter of having the cousin emotionally blackmailing FVD's mum in same way. I also wonder whether it is something that the cousin is hoping will be re-gifted back to her at some point in the near future.

    But I think its important that FVD is there and involved in the conversation - if only to tell the cousin in a subtle way to back off.
    2014 Target;
    To overpay CC by £1,000.
    Overpayment to date : £310

    2nd Purse Challenge:
    £15.88 saved to date
  • Mojisola
    Mojisola Posts: 35,574 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Actually I'd be curious about how the matter of 'buying back the gift' came about as well - I can't imagine how the idea was raised unless it was a matter of having the cousin emotionally blackmailing FVD's mum in same way. I also wonder whether it is something that the cousin is hoping will be re-gifted back to her at some point in the near future.

    But I think its important that FVD is there and involved in the conversation - if only to tell the cousin in a subtle way to back off.

    I don't see the need to be subtle about it.
  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I agree- make sure you are the one handing over the money, and add a written receipt making it clear the item is now your mums and the money hers. Just keeping things straight as it isn't your money (as you say) and making it clear to her that money is not sloshing around carelessly.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • Mojisola wrote: »
    I don't see the need to be subtle about it.

    If it were a friend then neither would I but this being family I think a little, but firm, diplomacy is required.
    2014 Target;
    To overpay CC by £1,000.
    Overpayment to date : £310

    2nd Purse Challenge:
    £15.88 saved to date
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