Pension Split % if you have both worked

Fast_Muchly

Whats the deal if you split up and you have both worked all your life and one has been sensible and saved to a pension and the other has ignored this option but did save for a few years.


Surely if you have both worked all your life and then you split the one that decided to not save to a pension should not get anything from the other ones pension as it was there decision.


I have over the years constantly asked her to save to a pension but the money has gone to other things.


There has been no break in working for the wife even though we have a teenager daughter now.Even when she was born I think my wife took the minimum time off and went straight back to work.

Person_one

Sorry, you got married, therefore everything you both own, belongs entirely to both of you. That's the deal.

FBaby

It's not always the case for pensions though. Is she asking for a share of it?

Mrs_Imp

Did you not benefit at all from anything that she spent the money on?

lostinrates

FBaby wrote: »

It's not always the case for pensions though. Is she asking for a share of it?

Depends on the couple I'd imagine. My parents both worked but they decided to manage money so that he made heavy pension contributions and she did not. Thus on separation they agreed to split 50/ 50.

I'm not even topping up state pension.

Fast_Muchly

Mrs_Imp wrote: »

Did you not benefit at all from anything that she spent the money on?

Seeing as im leaving because she is an alcoholic who has cheated on me many times NO i didnt !!.

No as of yet she isnt asking for anything but she will.

sportbeth

That is irrelevant. Collectively you both would have had access to her earnings and she would have contributed to the household "pot"

The fairest thing to do is to offer her a sum of money rather than a pension sharing order. You can lowball this in the absence if her taking a pension sharing order but nagging someone at the time unfortunately isn't enough.

FBaby

she would have contributed to the household "pot"

Or spend all the contribution she could have put into a pension in alcohol?

sportbeth

FBaby wrote: »

Or spend all the contribution she could have put into a pension in alcohol?

Morally you are correct, but legally it's a different matter!

FBaby

Indeed, if she hadn't been working, but she is, so it might not be so straight forward.

itsanne

If your earnings are comparable, might this be taken into account?

I suspect that this is one of those situations where you need proper legal advice.