New York, New York!

jackieblack

maman wrote: »

I'd say take it out before you book the holiday.


If you try to claim and the insurance date is after the holiday's booked then it could be difficult.

Rubbish
Provided the policy is taken out before the event that causes the claim to be made, it matters not one jot when the policy was taken out.

And, if there is any flexibility in your plans when thinking about booking, you'd need a crystal ball in order to take out a policy (unless an annual policy) prior to booking :cool:

Abcde

maman

jackieblack wrote: »

Rubbish
Provided the policy is taken out before the event that causes the claim to be made, it matters not one jot when the policy was taken out.

And, if there is any flexibility in your plans when thinking about booking, you'd need a crystal ball in order to take out a policy (unless an annual policy) prior to booking :cool:

Abcde

What a well considered response.


I was thinking particularly of medical claims when you're not likely to know when the event occurs that causes the claim to be made. I suppose if you have the foresight to know when an unforeseen event is likely to occur then you could arrange to take out your insurance accordingly.

jackieblack

maman wrote: »

I was thinking particularly of medical claims when you're not likely to know when the event occurs that causes the claim to be made. I suppose if you have the foresight to know when an unforeseen event is likely to occur then you could arrange to take out your insurance accordingly.

And as long as the policy has been taken out before the event occurs it doesn't make any difference whether that was before or after the holiday was booked.

pompeyrich

pogofish wrote: »

You can find much cheaper and still perfectly acceptable hotels outside the tourist areas that are on Subway lines, so just a few minutes away.

Last time in NY, I was able to get a fortnight's B&B in a clean/basic, new hotel in Queens, right beside a 7-train station, 10mins, straight to Grand Central for about the same price as 5-6 nights in a pretty rank budget place in Manhattan. Metro card, all buses/subway 24hrs for a fortnight was just over twenty quid each, so we were laughing.

Good point, if I was going for a fortnight I would probably have done the same, I did consider staying out near JFK for £50ish a night but as it was a one-off decided to splash out a bit and stay within walking/staggering distance of the sights.

dickydonkin

maman wrote: »

I suppose if you have the foresight to know when an unforeseen event is likely to occur then you could arrange to take out your insurance accordingly.

If you had the foresight to know when an unforseen event is likely to occur, surely you wouldn't book a trip anyway.......:huh:

pogofish

pompeyrich wrote: »

Good point, if I was going for a fortnight I would probably have done the same, I did consider staying out near JFK for £50ish a night but as it was a one-off decided to splash out a bit and stay within walking/staggering distance of the sights.

Yes - Around JFK or Newark seems to be the cheapest of all but it is a much longer journey to and fro. And we did quite a bit of "staggering"

Also, if its an airport hotel, remember the JFK Airtrain is not covered by the Metro Card and not particularly cheap (single trip or weekly tix), so I think you can only get buses from the nearest MTA station on the Metro Card, unless the hotels themselves do pickups from Jamacia or the other JFK-access station, which maybe ties you to more limited times?

thorsoak

If you are intending to fly into New York and live some way from Heathrow or Gatwick - I would suggest looking into flying via Dublin ....you go through US immigration in Dublin, and just waltz through Terminal Blue at JFK .....so much less hassle than standing in the long queue at the other JFK terminals. I flew from Southend - Aerlingus - and it was so much easier that fighting down to the M-25/M3 or M25/M4.

claire16c

maman wrote: »

I'd say take it out before you book the holiday.

If you try to claim and the insurance date is after the holiday's booked then it could be difficult.

No it wont. I claimed last year, all you need is that obviously you book the travel insurance before any incident arises. I think I booked my insurance maybe a couple of days after booking the hol, then I got ill about a week or so before the holiday.

So if you book a holiday online, then 5 minutes later book the insurance, unless you have a heart attack or something in that space of 5 minutes whats the issue?

JRS1990

Thank you every one - as it isn't until next year I'm going to be researching until those dates arise on flight sites etc.

It looks like we will be doing DIY holiday :-)

blindman

cubegame wrote: »

Do it DIY, but be aware that New York doesn't have cheap hotels.

JRS1990 wrote: »

Thank you every one - as it isn't until next year I'm going to be researching until those dates arise on flight sites etc.

It looks like we will be doing DIY holiday :-)

Make sure your research includes

The New York Thread

The Priceline guide :cool: