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It's so simple in theory!
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Thank you ally18 for your comment. Yes, I do have a smallish mortgage with good rates. I was actually thinking about overpaying it, once I have a sizeable emergency fund, but not before. I suspect, if I continue as I am, I could potentially be mortgage free by the time I'm 50! Something to plan and work towards.
Yesterday, I've had really good news at work, which will help with my fuel costs. Basically, I work in the community at the moment, but have been offered an opportunity to re-locate to a specialised unit, which means only travelling there and back. Also, this new job will provide me with more scope to develop therapeutic groups for the existing patients. I'm really excited! All being well, I should commence it end of this month
On another note, my partner is taking me to a supper tonight. I'm really looking forward to spending time in his delightful company
Anyhow, since he tends to pay for things, I wanted to surprise him with a trip to our local theatre. Whilst checking out their programme, I came across an interesting play. The only problem? The price of tickets!!! £17 per person, plus 50 pence booking fee 
Ha, they can forget it! Instead of spending money I do not have, I shall cook him something special on Friday night and dig out the board games
Luckily, he is very frugal himself so no doubt, will enjoy an almost free ( cost of food) evening in.
Right, off I go to get ready for the day ahead.
I wish you all a wonderful day
Everything in my life is a reflection of who I am-as within, so without.0 -
What a wonderful weather we are having! It truly feels like spring

This morning, as I was making my first coffee, my kettle started overflowing with boiling water! As I only fill up with what I need, I knew I didn't over-fill it. So, I decided to investigate...
Strangely, I couldn't see anything wrong, but the second attempt resulted ( again) with very hot water spilling out everywhere! Obviously there was something wrong with it, so I decided that, in the name of safety, I should replace it.
The old me would have gone straight onto Amazon to look for the most high-tech kettle, but that's all in the past! Instead, during my lunch break, I popped into local supermarket and managed to get one for £5 ( reduced from £6.99!)
Now, I know that my new kettle looks all cheap and cheerful, but I don't care! After all, they all do the same thing: boil water.
As I'm sitting here, feeling very chuffed with my bargain, I am pondering the reasons why in the past, I felt the need to have the best of everything. Who was I trying to impress?
Whilst I won't come up with a ground breaking theory on my misguided ideas about flourishing human being, I think part of my problem was tied in to my desire to be like the people one sees in glossy home decor magazines.
I wanted to have the beautiful Laura Ashley sofas; the plush carpets; walls full of original art and ridiculous amount of expensive cushions. I wanted luxurious life-style.
Of course, what I've overlooked in the process was the fact that, a) I didn't have the income to support such life-style and b) most probably the people showcasing their beautiful homes were neck high in debt! Of course, the debt part never gets mentioned.
Luckily for me, I no longer read any interior design magazines or blogs. They can stick their sumptuous cushions and expensive marble tiles where the sun doesn't shine! I choose my £5 kettle over debt
Everything in my life is a reflection of who I am-as within, so without.0 -
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I was just saying today how spring like it was, well done on the kettle xPay off Car Loan £17,047 £10580 by Christmas 2022
Mortgage 1 @ 23/03/2019 [STRIKE]£101297[/STRIKE] £84457 16.6% DI [STRIKE]£6.95[/STRIKE] £6.15
Mortgage 2 @ 12/04/2015 [STRIKE]£136121[/STRIKE] £100,546 26.1
% DI [STRIKE]£9.13[/STRIKE] £6.07
1st LBM 02/06/2013 £[STRIKE]21595[/STRIKE] Debt Free Day 27/03/20150
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