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Cheery's buttling diary: tea in one hand, plant pot in the other, running shoes on

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  • Hey there
    I've consulted the RG

    1 - yes YOUR RG can be named as the driver and access his no claims :)
    2 - very easy but think filling the form is the easiest way you just pop off the slip.
    3 - yes you do, but if you're not intending on using it then its not an issue other than you might get a better rate for the new car if you declare the old one.

    Hugs love - sounds quite straight forward.

    :)
    Total debt 26/4/18 <£1925 we were getting there. :beer:
    Total debt as of 28/4/19 £7867.38:eek:
    minus 112.06 = £7755.32:money:
    :money:Sleeves up folks.:money:
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I'm not surprised you hate it! It sounds so fiddly and pernickety, aargh - but well done you on buying it! Yes, it did rather spoil your NSD :rotfl: but I think the Powers That Be have to give you that one :beer:
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,348 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thank you lovely ladies, and special mention to pippi's rock god too :hello:

    all sorted now :D mostly... new insurance policy started 45 mins ago :D have said we only have access to one because this one will be scrapped within next 2 days and i'm not paying an admin fee to change it!

    Stupid thing said we could only claim no claims discount on one policy - again i wasn't going to pay admin fee for updating in 2 days so have (apparently) transferred to new one - i imagine that'll invalidate the old one, but by the time they send us a letter about it i'll have scrapped it anyway.

    Apparently it's now illegal to own a car without insurance (even if you don't drive it) - a change in last 2 years apparently!

    Anyway, new insurance slightly more expensive than old at £238 for both of us for the year, but frankly it was gone midnight and i had no more patience to look :o still not tooooo bad :)

    should get six months insurance back off old one (£100 theoretically althought i imagine we'll lose half that in 'cancellation fees'). should get 2 months tax back too (about £40?) Should be able to just transfer RAC cover to new one.

    Think we'll try the give a car scheme to get rid of old - anyone used it? Tis a social enterprise, they collect your car, scrap or auction it, take admin fee the either donate rest to chosen charity or split between charity and you. Scrap quote was only £155 and it's nowhere near properly dead so if they can salvage or fix then good.

    I do not have the patience to !!!! around selling it :o

    anyway, alarm will go off in about 5 hours, best go to sleep :eek: :eek:
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That sounds great, Cheery - I've no idea about the scheme, I just do public transport, but it sounds excellent.

    Your light's on (so is mine since I'm on here, of course) :D and ooh, its lunchtime :D
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,348 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Tis indeed lunchtime :j :j Proper peckish today!

    I'd not heard of the give a car scheme until a friend mentioned it last week (although she said sometimes young trainee mechanics used them for practice, which I can't see on their website). Will investigate further when I'm not at work...

    Just declaring yesterday's spends while I remember:

    £1550 car :eek: :rotfl:
    £238 car insurance (from car fund - will need rejigging once everything is sorted out cos it should be LESS every month :j )
    £3.20 treat food to celebrate :D
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Loving the £3.20 :):):)
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,348 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm loving the fact that i stood in the co-op wanting a treat and not having a clue what to buy i was so overwhelmed and tired :o so i walked out with milk (which we needed), a pretzl for Mr Cheery (in case i'd bought a right lemon of a car and he needed cheering up), a tin of chick peas, and a freddo each :rotfl: :rotfl: It's coming to something when you can't even choose yourself a treat!! :rotfl:

    Nowt much today

    £23 work travel

    er, that's it so far, but will get cereal bars on way home.

    Did i say i rang bank again - that cash machinr £250 is on its way back to me, thank goodness! :j :j :j
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    You *do* sound tired :kisses3: have a gentle evening.
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,348 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Thanks :) I've just run a bubble bath and after that i fully intend to get straight into bed!

    not much else to declare today

    £4.40 cereal bars

    tomorrow might be a bit more spendy - we've got no yogurts so i'll end up with M&S ones from the train station :eek: I've also just scoffed the not-quite-leftovers for tea cos i was so hungry and it was so tasty, so i'm also currently going to have to buy lunch (unless i get enthused to make something after bath)

    Exciting thing today - jury service travel/expenses payment came through :j :j £20 odd for travel and £35.03 canteen savings - a whole 10p more than i expected :j :j :j i reckon that's going straight in the treats fund :j :j

    Must go and deal with myself - i just managed to unsubscribe from my own diary, clearly in need of a kip... :o :rotfl:
  • Cheery_Daff
    Cheery_Daff Posts: 17,348 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    £2.35 for 3 yogurts and 2 banananananas

    Should be it for today though - just spent £60 (of work's money) on M&S nibbles and food for this evening's do so I'm planning to scoff as much of that as possible and not need any tea :D
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