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return to UK with bad credit history

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  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If you've been out of the UK for 6 years. Then you'll have no history.
  • palida
    palida Posts: 47 Forumite
    sorry this just come up in my head, any other system the bank could locate customer record more then 6 year?
  • Experian_company_representative
    Experian_company_representative Posts: 2,134 Organisation Representative
    Part of the Furniture Combo Breaker
    Hi Palida

    You can apply for your UK credit report while overseas, however, we need copy documents linking you to your previous UK address, as well as your current address abroad. If you want full details of the documents we need please email us at:

    [EMAIL="uksocialsupport@experian.com"]uksocialsupport@experian.com[/EMAIL]

    I appreciate as its been a while since you lived in the UK, you might not have the documents needed. You might therefore want to wait until your return to the UK before applying for your credit report. We hold account information for six years from the date of closure, so you may find a lot of the account information you used to hold has now dropped off your report.

    Regards Jo
    Official Company Representative
    I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"

    Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen
  • palida
    palida Posts: 47 Forumite
    actually i do not have any proof address anymore.
    buy if no CCJ show in the Trust Online report, then it wont be on my credit report right?

    and in the UK when i open a bank account they meed my previois 7 years address right ?
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