default charges

eddie_rex

hello everyone,

just wondering if you can still claim back default charges from credit cards?

regards

Eddie.

opinions4u

Could you ever "claim them back"?

eddie_rex

well i did before that high court ruling on bank charges.

YorkshireBoy

eddie_rex wrote: »

well i did before that high court ruling on bank charges.

Nothing's changed then.


If you could claim them back before, you can try and claim them back now.


But...why are you incurring them in the first place? Prevention is always better then the cure! If you can't afford to make a payment one month, take a cash advance on the card and use that to make the payment. 9 times out of 10 it'll come off the cash balance so the extra interest will be minimal.


But if you're so close to the limit you can't do that, you have bigger problems to worry about than £12 default fees.

Aquamania

eddie_rex wrote: »

hello everyone,

just wondering if you can still claim back default charges from credit cards?

regards

Eddie.

Yes, you can claim them back if they are/were unfair

Read this MSE guide for more info:

http://www.moneysavingexpert.com/reclaim/credit-card-charges

Any further questions over reclaiming credit card default charges, please post on the board here:
http://forums.moneysavingexpert.com/forumdisplay.php?f=102