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MBNA Security (Fraud)

Does anyone else have issues with MBNA (Virgin Atlantic) blocking their card for "security?" This seems to happen all the time, it's happened to me 3 times in 2 weeks. Each time I call I get a different answer. Tonight I was told that Fraud is closed and they wouldn't be able to remove the block for at least an hour. I have 3 complaints pending, next stop Financial Ombudsmen.

Comments

  • The ombudsman won't entertain a complaint from you until you have exhausted MBNA 's complaints procedure.
  • bigadaj
    bigadaj Posts: 11,531 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    ep05313 wrote: »
    Does anyone else have issues with MBNA (Virgin Atlantic) blocking their card for "security?" This seems to happen all the time, it's happened to me 3 times in 2 weeks. Each time I call I get a different answer. Tonight I was told that Fraud is closed and they wouldn't be able to remove the block for at least an hour. I have 3 complaints pending, next stop Financial Ombudsmen.

    It depends on your circumstances but if that were me I'd close the account. I did this a couple of years ago on one of their accounts, they contacted and asked what they could do to stop me closing it, got I think £20-£30 and then shut it down anyway. This does depend on you having sufficient alternative cards and what you owe but in my experience mbna are fine on a day to day basis but every poor on customer service when they do screw up.
  • dvs
    dvs Posts: 826 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    We have the Virgin Atlantic Amex Card from MBNA and have never had the card blocked for security.
  • INT1
    INT1 Posts: 1,257 Forumite
    Part of the Furniture Combo Breaker
    Is it a business card or personal card.

    Are you using the card for business expenses?
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