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Diary of a someone who wants to cut the debt and buy a nest
Comments
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Haven't posted since Thursday because yesterday was busy.
Paid some debts off: £114 to council tax which is now all paid off and £60 to MMF. Need to pay £30 to eon will do that on Monday as post office was so busy.
OH's sister wants us all to go on holiday this year which I have mixed feelings about as It's so expensive but I would rather just go Butlins. I'm going to sit down and sort my finances/do a budget as I really need to go on holiday since I was 7 and I'm 20 in a few months.
Today and yesterday spends:
£45 phone bill
£3.99 Lady Gaga Artpop cd (really wanted this cd as it's in the sale I thought why not)
Going to get sort out a budget now so saving for a house will take a back seat atm as I need a holiday. Will report back to you.:A0 -
Went to travel agent yesterday to see about a holiday and they said they need all the money for the holiday by the end of April so as I can't afford it looks like no holiday for me

Instead me and OH are going to save and go next year so thats something to look forward to:p
I was a major think and I'm going to save for my dream house once all my debt has paid off which might mean waiting for a 2 years but I want to get it all wiped away first.:)
Had a low spend day yesterday brought some yellow stick goodies from work (s@sainsburys). Spent £3 on so yummy pigs in blankets, chocolate and orange danish and chicken breast. went down lovely for dinner:rotfl:
Paid £30 to eon to pay off electric from old flat so that's £157 left to pay.:A
Going to have a look round the shops before work to see what I can get because need some new underwear and leggings and as its the last few days left of sales I better hurry as everything might be gone.:)0 -
Feel free to steal the idea!
Pay day tomorrow so I'm going to prepare my envelopes in the office this afternoon! So excited about planning, budgeting and saving! Never felt like that!! :T
I've got a diary underway - feel free to check it out! Hope you're right about getting ride of my debts again soon!
Hey, I just had to post and say I am doing this for the first time this month and actually seeing the money I have to spend is making it VERY real and I am being a lot tighter by default!!!
Good luck with your envelopes!
CC1 = [STRIKE]£10,323[/STRIKE] £8,200
CC2 = [STRIKE]£8,437[/STRIKE] £0
Loan = [STRIKE]£3200[/STRIKE] £0
Total = [STRIKE]£21,960[/STRIKE] £8,200
£10/day challenge: £100
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