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Diary of a someone who wants to cut the debt and buy a nest

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  • 2heartsx
    2heartsx Posts: 36 Forumite
    Haven't posted since Thursday because yesterday was busy.
    Paid some debts off: £114 to council tax which is now all paid off and £60 to MMF. Need to pay £30 to eon will do that on Monday as post office was so busy.
    OH's sister wants us all to go on holiday this year which I have mixed feelings about as It's so expensive but I would rather just go Butlins. I'm going to sit down and sort my finances/do a budget as I really need to go on holiday since I was 7 and I'm 20 in a few months.
    Today and yesterday spends:
    £45 phone bill
    £3.99 Lady Gaga Artpop cd (really wanted this cd as it's in the sale I thought why not)
    Going to get sort out a budget now so saving for a house will take a back seat atm as I need a holiday. Will report back to you.:A
  • Went to travel agent yesterday to see about a holiday and they said they need all the money for the holiday by the end of April so as I can't afford it looks like no holiday for me :(
    Instead me and OH are going to save and go next year so thats something to look forward to:p
    I was a major think and I'm going to save for my dream house once all my debt has paid off which might mean waiting for a 2 years but I want to get it all wiped away first.:)
    Had a low spend day yesterday brought some yellow stick goodies from work (s@sainsburys). Spent £3 on so yummy pigs in blankets, chocolate and orange danish and chicken breast. went down lovely for dinner:rotfl:
    Paid £30 to eon to pay off electric from old flat so that's £157 left to pay.:A
    Going to have a look round the shops before work to see what I can get because need some new underwear and leggings and as its the last few days left of sales I better hurry as everything might be gone.:)
  • Rebus81 wrote: »
    Feel free to steal the idea! :) Pay day tomorrow so I'm going to prepare my envelopes in the office this afternoon! So excited about planning, budgeting and saving! Never felt like that!! :T

    I've got a diary underway - feel free to check it out! Hope you're right about getting ride of my debts again soon!

    Hey, I just had to post and say I am doing this for the first time this month and actually seeing the money I have to spend is making it VERY real and I am being a lot tighter by default!!!
    Good luck with your envelopes!
    :)
    CC1 = [STRIKE]£10,323[/STRIKE] £8,200
    CC2 = [STRIKE]£8,437[/STRIKE] £0
    Loan = [STRIKE]£3200[/STRIKE] £0
    Total = [STRIKE]£21,960[/STRIKE] £8,200

    £10/day challenge: £10
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