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Thistlewhistle 2014 - A Fresh Start

24567…28

Comments

  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    glitterjunkie wrote: »

    Whats a 'relief group' please? X
    Sounds well dodgy...... maybe involves some of this :grouphug::grouphug::grouphug:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    yukkibear wrote: »
    Great goal end date. That's my end date goal as well (also my birthday, just not quite my 50th)

    Looking forward to keeping up with your journey.

    Hi Yukkibear,
    Glad to have you dropping by. I don't know about you, but know I've set the date, it all feels a bit more achievable!
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    gallygirl wrote: »
    Sounds well dodgy...... maybe involves some of this :grouphug::grouphug::grouphug:

    GG!!!!! HOW OUTRAGEOUS!!!!:eek::eek::eek:
    But really funny!!!!:D

    I'm a Consultant for a well known slimming company (SW) and I'm also a Team Developer too, so I oversee 18 other groups on my team at the moment. A couple of them do not have a permanent Consultant and so are "on relief". When I cover these groups, I earn off them too (usually!)

    Nothing to do with GG's interpretation at all!!!!!:rotfl::rotfl:
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Good news - the Company that owed me money have paid up so that's another £1,177 towards the tax bill, which I know I can cover now without resorting to Credit Cards (note to self - put money away each month for tax, you numpty!!!)
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Thistlewhistle wrote: »
    Good news - the Company that owed me money have paid up so that's another £1,177 towards the tax bill, which I know I can cover now without resorting to Credit Cards (note to self - put money away each month for tax, you numpty!!!)

    Great stuff :T. Now do you have a separate account to save for tax? You can never have too many accounts you know :rotfl:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • tootoo
    tootoo Posts: 681 Forumite
    Part of the Furniture 500 Posts
    hehe Gally. Thats what came to my mind too!
    great start to a diary - will be following!
    MFW.....Apr 33 Aim - Dec 26
  • Tilly_MFW_in_6_YRS
    Tilly_MFW_in_6_YRS Posts: 7,854 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Hi Thistle, I didn't realise you've started a new diary :). Sounds like you have some good goals.

    Savings from utility switch sounds good. We've recently switched and still waiting for credit to be refunded from previous supplier.

    Good luck with your plans.

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    tootoo wrote: »
    hehe Gally. Thats what came to my mind too!
    great start to a diary - will be following!

    Welcome tootoo, nice to have you along!!!:wave:
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Tilly_MFW_in_6_YRS wrote: »
    Hi Thistle, I didn't realise you've started a new diary :). Sounds like you have some good goals.

    Savings from utility switch sounds good. We've recently switched and still waiting for credit to be refunded from previous supplier.

    Good luck with your plans.

    Tilly x x

    Aw thanks for that Tilly - having you along makes me feel all powerful!!:rotfl: I need to get back to the Tilly Tidies as they so helped me last time round.

    My new diary was an attempt to sweep away the old and herald the new me - the all savvy, totally in control me! I'm still waiting!!:rotfl:
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
  • Thistlewhistle
    Thistlewhistle Posts: 1,091 Forumite
    Oh me, oh my!:(

    Feeling sick as I've just paid my tax bill for y/e 31/03/2013
    Devastated to see money leaving my clutches, but as mother pointed out, you have to earn it to be taxed on it. Small comfort!:(
    Mortgage at end 05/2007: £90200
    Mortgage at end 08/2018: £71646 paid £18354 (20.5%)
    MFD: :eek:Original:05/2042:eek:
    Car Finance: £8225 : £6392 (22.2% paid off)
    CC Debt (0% until 06/2020): £5640 : £4400 (21.7% paid off)

     Age of Money at 31/08/2018 = 23 days

    YNAB is changing the way I live my life....and spend my money!!
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