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Breaking Through, Travelling On

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Goldiegirl wrote: »
    Well done on the tax declaration - I'm sure it's fine
    Thanks Goldie :T I think it is, actually, I don't think I claimed the right amount last year - but I can't take the stress of re-entering the information, not right now. I could do it myself till the end of January, or write to them after that, I'm just not sure. We'll see.
    We've wimped out on the walk today - when we went to do the weekly shopping this morning, it was so cold out there, we decided not to go out again today. But I'm doing half an hour on the rowing machine shortly
    I was only out for about 20 mins, and it was lovely in the sun, but when I went out later on to post my CPD form (:T:j:T:j:T:j last one!) it was absolutely bitter.

    I'm also following the pension thing. I think women born in the early to mid 50's have had a bit of a double whammy, the changes in 2011 mean that you have short notice of another increase in your pension age. I think this issue needs attention

    But I find I can't support WASPI - they are calling for things like a return to a pension age of 60 for all 50's women. As someone born in March 1960, that seems to me that they are saying a woman born 31/12/59 should get their pension at 60.... whereas one born 1/1/60 waits to 66!:eek: I can't buy into that at all !
    Good heavens no! That would be even less fair than it is now :eek:

    I dislike my pension age having been moved twice. I dislike the fact that an ex-friend born 18 months before me has already had her pension for ages and didn't get caught up in the extra year thing, so I'm waiting years longer than her. Mind you, she's the one with cancer - she's definitely an *ex* friend, as I hear she's keeping things secret from me that her husband is telling to other people - so, there are worse things than losing out on pension money, sadly :(

    "dislike" = absolutely furious, of course!
    2023: the year I get to buy a car
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    I have so far lost 7 years and £40 a week when I do eventually get it ... that's so far ... I have no doubt it will be 8 years and £80 or so a week in money

    Hence the reason we need to plan and put the extra effort in ... Mr El has announced he wants to retire at 60 now so I will be 55 ... don't think that's possible ... but it gives us something to work towards I spose
  • ZTD
    ZTD Posts: 24,327 Forumite
    Karmacat wrote: »
    I'm waiting for an mse news item about the parliamentary debate yesterday about women's pensions, and let me tell you, if the words "we don't have a magic pot of money" really were used, the person who said it is going to get an email rollicking from me :( Till then, I'm not going to obsess.

    My attitude is "There is no actual pension crisis."

    If there was, it would affect MPs pensions. It hasn't - ergo...
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • Thanks for your positive vibes for The Man With the Perfdct Diction.xxx
  • monkeyspanner
    monkeyspanner Posts: 2,124 Forumite
    edited 19 January 2016 at 9:52PM
    beanielou wrote: »
    As another 1962'er I cant support WASPI either.

    The actuarial calculation predicts the NI fund will return to surplus as a result of the 1995/2011 changes. BUT is expected to decline once again reaching zero around 2030. If I am not mistaken this will be around the time you will reach retirement. So you might also have a short notice change imposed on you around 2023. Perhaps then you might then want the support of the 1972'ers.
    Although the rise to 68 is expected to take place in the mid 2030's once the NI fund starts depleting I would expect that to be pulled forward and increased to say 70.

    If you are interested page 16 shows the NI fund predictions:
    https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/336829/QR_2010_report_17_July_2014.pdf
  • patanne
    patanne Posts: 1,286 Forumite
    I'm sure most of us would, as we support those affected by the speed of the 2011 changes - just not the 1995 changes. WASPI are not interested in those affected by the 2011 changes only the 1995 changes.
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Thanks folks! To be honest, there's a lot of posts up there that I don't understand, I'm sorry :( I feel bad about that, but there it is :(
    ZTD wrote: »
    My attitude is "There is no actual pension crisis."

    If there was, it would affect MPs pensions. It hasn't - ergo...

    My issue is about women born in the mid 1950s, Z, it isn't a general crisis I'm referring to. Whatever happens, I'll retire at the end of August - living here, renting it out, living with my mum, selling it and buying a flat, I don't really care. I have to retire. But I don't forget how women my age have been treated.

    Still on the lookout for opportunities :D but I had to work all day yesterday :eek: :rotfl: Today, no paid work, so now I've caught up online, I'm out for a walk to get the blood moving, and then finish off the tax. I've already been scanning the French documents to email to the accountant there, so I'm on the way with that.

    These are the last bits now - I just need to get the details out of the way, and hopefully it *will* be today. I said that on Tuesday, mind you :D but I think today is doable.

    Also want to pootle around properly on the forum today :)
    2023: the year I get to buy a car
  • SueP19
    SueP19 Posts: 1,882 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I agree, in 1995 I was 29 and for me moving to 65 as a retirement age seemed reasonable, we were after all fighting for equal pay so we could hardly complain BUT as you say Karmcat it hit women alot older than me alot harder.

    For me the one that bugs me is the move to 67, I still have 17 years to go so suspect that it will be 70 for me
    Debt Free Diary - Second Chances! Life in a Tourer........Debt free, building a savings pot
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Hi Sue, yes, the move to 65 was always reasonable, absolutely - its the speed of the march *after* that thats got me riled.

    I'd just like to be a millionaire please, but even the £100k premium bond would do nicely ....

    Anyway, just been out for a walk, my tootsies are nicely warmed up, the pasta's boiling, in with the broccoli, I found some New Year stilton (oops!) and will be having feta and pesto, all's well. Not touched the tax return yet, very oops, but after I've eaten, every other tab will be shut down, and I'll just focus on that ...
    2023: the year I get to buy a car
  • elantan
    elantan Posts: 21,022 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    yep I'm thinking it will be 70 for me as well and a loss of £40 a week when I do eventually get it. and that's just now, I'm sure that will go up. :(


    But I spose atleast having a personal plan ongoing atleast I can dream and plan for early retirement
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