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Breaking Through, Travelling On
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carbootcrazy wrote: »Just popping in to wish everyone a happy 2016 with lots of fun, success and the good health to take advantage of all the wonderful opportunities that hopefully lie in wait for us:beer:
I'm desperately fighting sleep, I was up so ridiculously early this morning:eek:, but I really want to see the London fireworks on TV after midnight. I love fireworks especially when I don't have to go out in the cold and wet to see them:j
I hope you saw them, CBC! I haven't caught up with them yet, but I agree, fireworks are wonderful :j I have quite a few high-five memories :j
Cheery, hello, here I am on the other sidehappy new year.
Just popping in for a catch up. The sugar free stuff made me smile. I've been sugar free for over 10 years.
In the last 12 months I've had a couple of sugary things - a glass of wine with girlfriends mid December, a mince pie at Christmas and a digestive biscuit. Errr that's itI went sugar free years ago when a chance reading of a book made me connect sugar with my mood swings. And I've been so ever since reading the science behind why the occasional sugar is not such a good thing. Yes there are lapses but they are really rare. Its kind of become a habit now
Is that refined sugar or all sugar? Even when I was sugar free, I was still eating dried fruit, I don't think I'd be able to go completely hardcore.
Anyway, tis 2016, 1 January, the symbol of turning points. This year is definitely a turning point for me, and just like Howard Carter said when he first opened Tutankamun's tomb, there are Wonderful Things in storeand below is the Post of Pretty Colours, to ensure I Make It So
The other thing for this year is what I wish for us all: Health, Wealth and Happiness
2023: the year I get to buy a car0 -
1 – 3: Carrying On
In the house: decluttering, tidying, cleaning, selling.
Outside space: pruning, weeding, soil improvement, planting.
Blogging: four a month, between cats and the other one.
4 - 9: ADDING
Fitness and beauty routine, in time for family wedding in May.
Outside repairs: fences, fence painting, patio repair, cut back cherry laurel.
Finances.
1 transfer from stocks to cash.
2 best rates on existing cash.
3 tax free declaration.
4 new sources such as matched betting, P2P lending.
Cat designs
Freebies to give away on the blogs: one on garlic, one on the ten plants that cats like. Use them to encourage signup to email list.
Kitchen: simple recipes, dehydrator, foraging and garden produce.
10 - 15: BIG NEW PROJECTS
RETIRE
Writing the novel
Writing for hire (elance and wotnot)
Local groups to socialise: walking, writing, genealogy, library groups, open houses.
September: declutter work stuff straight away, Norfolk holiday, then back to Merseyside with mum.
Upgrading house for me/selling/renting: replaster, paint, rest of double glazing, new radiators.2023: the year I get to buy a car0 -
decluttering - a rucksack that hasn't sold on ebay, and half a dozen books, off to the chazzer v soon. Broken bucket (plastic, the *bottom* is broken!) into the bin. I've got 3 books by the same person sitting by my armchair - one, at least, is going to have to go. And I've been scanning paperwork and throwing the hard copy
:j
September retirement plans: not my work, but my sister's, she's booking a beautiful holiday house today, for September.
Plans for today:
- off to town for that decluttering trip, which will also be bringing in some half price Christmas cards.
- Mould. The cleaning of, in the porch, to be done.
- a repeat of my ingenious method of using stuffing mix - make it, and mix in some quorn with it :beer: with extra spices to cope. Ridiculously pleased with myself :rotfl:
- Sherlock downloaded. A lunchtime treat
2023: the year I get to buy a car0 -
Looks like you've been busy!!!!!!!!! Hope the rucksack sells for you!!!Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535
Retirement Planning
Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,5000 -
4 - 9: ADDING
Fitness and beauty routine, in time for family wedding in May
Sorry KC but this has actually quite upset me. Having met youI can say you are a lovely person, inside and out. By all means use the wedding as a focal point but have a fitness and beauty regime for YOU - not for a family wedding.
Lecture over :kisses3:A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effortMortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0 -
I'm liking the multi coloured posts, so we can see which of your actions are relating to the appropriate area of your plan.Early retired - 18th December 2014
If your dreams don't scare you, they're not big enough0 -
Looks like you've been busy!!!!!!!!! Hope the rucksack sells for you!!!
they'll have to dry it out, actually, there was a downpour on the way there :rotfl:
Lecture time:
Sorry KC but this has actually quite upset me. Having met youI can say you are a lovely person, inside and out. By all means use the wedding as a focal point but have a fitness and beauty regime for YOU - not for a family wedding.
Lecture over :kisses3::kisses3: That's a huge great compliment, thank you! I know what you mean about the plans, I do, honestly. And that's how I live my life, and a lot of it *is* about my wishes - I'm tired of having long hair, I'd like to get rid of the dratted milia from my face and neck, I'd like to be fit enough to go to a 3.30pm wedding and cope until they do the toasts! The toning exercises are for me too, that dress is damned tight right now around the waist
The rest of it - you're right, it isn't for *me*. It's for my sister. It's a complex situation, but she's the mother of the groom and there's no one else to support her in depth except me and my mum, who can't do "subtle" to save her life. The level of wealth involved, too, is intimidating for her - not for meI don't care about wealth at all in that way - and I don't want her to perceive me as a liability on the appearance level, thats the truth behind all this faff about wedding appearance. I love her, and I'll support her in the way she wants to be supported.
But thank you for chipping in :kisses3: its much appreciated, I do need to keep *me* in sight as well :jGoldiegirl wrote: »I'm liking the multi coloured posts, so we can see which of your actions are relating to the appropriate area of your plan.
2023: the year I get to buy a car0 -
The plans for the day had mixed results - I decluttered to the charity shop, I picked up four sets of half price cards, and I downloaded Sherlock and I've watched it as planned, plus the dishwasher's on and there's yet more tidying done, including getting *all* the recycling in the bin.
No mould seen to, no stuffing mix baked. Tomorrow has just been declared a cleaning day - I certainly won't be able to clean everything that needs it in the two hours I'll have after phone calls etc and the first in-person client arrives at midday :eek:2023: the year I get to buy a car0 -
I hope you saw them, CBC! I haven't caught up with them yet, but I agree, fireworks are wonderful :j I have quite a few high-five memories :j
Cheery, hello, here I am on the other sidehappy new year.
Watty, what a great post for the very first one after 00.00 on 1st January :j:j:j thanks!
Is that refined sugar or all sugar? Even when I was sugar free, I was still eating dried fruit, I don't think I'd be able to go completely hardcore.
Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!0 -
I have drunk wine :eek: :rotfl:I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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