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Breaking Through, Travelling On

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 1 January 2016 at 11:57AM
    Just popping in to wish everyone a happy 2016 with lots of fun, success and the good health to take advantage of all the wonderful opportunities that hopefully lie in wait for us:beer:

    I'm desperately fighting sleep, I was up so ridiculously early this morning:eek:, but I really want to see the London fireworks on TV after midnight. I love fireworks especially when I don't have to go out in the cold and wet to see them:j

    I hope you saw them, CBC! I haven't caught up with them yet, but I agree, fireworks are wonderful :j I have quite a few high-five memories :j

    Cheery, hello, here I am on the other side :) happy new year.
    Watty1 wrote: »
    Just popping in for a catch up. The sugar free stuff made me smile. I've been sugar free for over 10 years.
    In the last 12 months I've had a couple of sugary things - a glass of wine with girlfriends mid December, a mince pie at Christmas and a digestive biscuit. Errr that's it :) I went sugar free years ago when a chance reading of a book made me connect sugar with my mood swings. And I've been so ever since reading the science behind why the occasional sugar is not such a good thing. Yes there are lapses but they are really rare. Its kind of become a habit now :)
    Watty, what a great post for the very first one after 00.00 on 1st January :j:j:j thanks!

    Is that refined sugar or all sugar? Even when I was sugar free, I was still eating dried fruit :o, I don't think I'd be able to go completely hardcore.

    Anyway, tis 2016, 1 January, the symbol of turning points. This year is definitely a turning point for me, and just like Howard Carter said when he first opened Tutankamun's tomb, there are Wonderful Things in store :D and below is the Post of Pretty Colours, to ensure I Make It So :)

    The other thing for this year is what I wish for us all: Health, Wealth and Happiness :)

    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    1 – 3: Carrying On

    In the house: decluttering, tidying, cleaning, selling.

    Outside space: pruning, weeding, soil improvement, planting.

    Blogging: four a month, between cats and the other one.


    4 - 9: ADDING

    Fitness and beauty routine, in time for family wedding in May.

    Outside repairs: fences, fence painting, patio repair, cut back cherry laurel.

    Finances.
    1 transfer from stocks to cash.
    2 best rates on existing cash.
    3 tax free declaration.
    4 new sources such as matched betting, P2P lending.

    Cat designs

    Freebies to give away on the blogs: one on garlic, one on the ten plants that cats like. Use them to encourage signup to email list.

    Kitchen: simple recipes, dehydrator, foraging and garden produce.



    10 - 15: BIG NEW PROJECTS

    RETIRE

    Writing the novel

    Writing for hire (elance and wotnot)

    Local groups to socialise: walking, writing, genealogy, library groups, open houses.

    September: declutter work stuff straight away, Norfolk holiday, then back to Merseyside with mum.

    Upgrading house for me/selling/renting: replaster, paint, rest of double glazing, new radiators.
    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    decluttering - a rucksack that hasn't sold on ebay, and half a dozen books, off to the chazzer v soon. Broken bucket (plastic, the *bottom* is broken!) into the bin. I've got 3 books by the same person sitting by my armchair - one, at least, is going to have to go. And I've been scanning paperwork and throwing the hard copy
    :j

    September retirement plans: not my work, but my sister's, she's booking a beautiful holiday house today, for September.

    Plans for today:
    - off to town for that decluttering trip, which will also be bringing in some half price Christmas cards.
    - Mould. The cleaning of, in the porch, to be done.
    - a repeat of my ingenious method of using stuffing mix - make it, and mix in some quorn with it :beer: with extra spices to cope. Ridiculously pleased with myself :rotfl:
    - Sherlock downloaded. A lunchtime treat :o:D


    2023: the year I get to buy a car
  • Firegirl
    Firegirl Posts: 1,007 Forumite
    Tenth Anniversary 500 Posts Name Dropper
    Looks like you've been busy!!!!!!!!! Hope the rucksack sells for you!!!
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position (Jan 2024) : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Karmacat wrote: »
    4 - 9: ADDING

    Fitness and beauty routine, in time for family wedding in May
    Lecture time:
    Sorry KC but this has actually quite upset me. Having met you :D I can say you are a lovely person, inside and out. By all means use the wedding as a focal point but have a fitness and beauty regime for YOU - not for a family wedding.
    Lecture over :kisses3:
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • Goldiegirl
    Goldiegirl Posts: 8,806 Forumite
    Part of the Furniture 1,000 Posts Rampant Recycler Hung up my suit!
    I'm liking the multi coloured posts, so we can see which of your actions are relating to the appropriate area of your plan.
    :)
    Early retired - 18th December 2014
    If your dreams don't scare you, they're not big enough
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Firegirl wrote: »
    Looks like you've been busy!!!!!!!!! Hope the rucksack sells for you!!!
    Erm, twas a donation :o they'll have to dry it out, actually, there was a downpour on the way there :rotfl:
    gallygirl wrote: »
    Lecture time:
    Sorry KC but this has actually quite upset me. Having met you :D I can say you are a lovely person, inside and out. By all means use the wedding as a focal point but have a fitness and beauty regime for YOU - not for a family wedding.
    Lecture over :kisses3:
    :o:kisses3: That's a huge great compliment, thank you! I know what you mean about the plans, I do, honestly. And that's how I live my life, and a lot of it *is* about my wishes - I'm tired of having long hair, I'd like to get rid of the dratted milia from my face and neck, I'd like to be fit enough to go to a 3.30pm wedding and cope until they do the toasts! The toning exercises are for me too, that dress is damned tight right now around the waist :D

    The rest of it - you're right, it isn't for *me*. It's for my sister. It's a complex situation, but she's the mother of the groom and there's no one else to support her in depth except me and my mum, who can't do "subtle" to save her life. The level of wealth involved, too, is intimidating for her - not for me :D I don't care about wealth at all in that way - and I don't want her to perceive me as a liability on the appearance level, thats the truth behind all this faff about wedding appearance. I love her, and I'll support her in the way she wants to be supported.

    But thank you for chipping in :kisses3: its much appreciated, I do need to keep *me* in sight as well :j
    Goldiegirl wrote: »
    I'm liking the multi coloured posts, so we can see which of your actions are relating to the appropriate area of your plan.
    :)
    'sgood, innit! I just realised when I was referring back to the Post of Pretty Colours :j



    2023: the year I get to buy a car
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    The plans for the day had mixed results - I decluttered to the charity shop, I picked up four sets of half price cards, and I downloaded Sherlock and I've watched it as planned, plus the dishwasher's on and there's yet more tidying done, including getting *all* the recycling in the bin.

    No mould seen to, no stuffing mix baked. Tomorrow has just been declared a cleaning day - I certainly won't be able to clean everything that needs it in the two hours I'll have after phone calls etc and the first in-person client arrives at midday :eek: :D
    2023: the year I get to buy a car
  • Watty1
    Watty1 Posts: 6,770 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Karmacat wrote: »
    I hope you saw them, CBC! I haven't caught up with them yet, but I agree, fireworks are wonderful :j I have quite a few high-five memories :j

    Cheery, hello, here I am on the other side :) happy new year.


    Watty, what a great post for the very first one after 00.00 on 1st January :j:j:j thanks!

    Is that refined sugar or all sugar? Even when I was sugar free, I was still eating dried fruit :o, I don't think I'd be able to go completely hardcore.
    Pretty much all sugar. Dried fruit made me crave sugar so I gave that up too. It is a bit hardcore I suppose but it mostly works for me. To the point I think my taste buds have changed now.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • beanielou
    beanielou Posts: 95,485 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I have drunk wine :eek: :rotfl:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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