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  • dunstonh
    dunstonh Posts: 119,752 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    I know you probably havent read what you wanted to read but remember that we only have what you have typed. There could be something wrong that none of us know about because you havent told us. that thing could turn the complaint in your favour. We are just going by what you have said and how the complaints are typically viewed with MPPI.

    The main problems for you is that you say it doesnt cover self employed but it does and that you cant remember signing up for it. Not remembering does not mean anything was wrong. The evidence available has to suggest a wrong doing. At present, there just doesnt seem to be one.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • Really I just wondered if anyone knew how long I would need to wait rather than trying to justify my claim:o:o
  • taylor2012 wrote: »
    Really I just wondered if anyone knew how long I would need to wait rather than trying to justify my claim:o:o
    If it looked like your referral had a good chance, that would have been said too.
    The fact is that most Mortgage PPI complaints are rejected and FOS don't overturn these decisions unless a obvious fault is found with the original investigation.
    So expect nothing (how ever long it takes) and you won't be disappointed.
  • roonaldo
    roonaldo Posts: 3,420 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    taylor2012 wrote: »
    Really I just wondered if anyone knew how long I would need to wait rather than trying to justify my claim:o:o
    its because its a monthly mortgage ppi which there is nothing wrong with. and it also covers self employed.
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