Advice following accident with a drunk driver

vaio

Bantex wrote: »

Being drunk does not automatically make someone liable for an accident.

maybe not, but being drunk and hitting a couple of parked cars does go quite a long way towards establishing liability

Bantex_2

vaio wrote: »

maybe not, but being drunk and hitting a couple of parked cars does go quite a long way towards establishing liability

Sounds like the insurer does not think so.
Could be down to mechanical failure etc etc.

vaio

maybe but my money is on standard insurer heel dragging hence high premiums to fund the expanding credit hire industry (£80 per policy compared to £30 to cover uninsured drivers last I read)

Aretnap

Bantex wrote: »

Sounds like the insurer does not think so.
Could be down to mechanical failure etc etc.

Theoretically possible but in practice rather unlikely. I suspect dacouch has it right - the insurer is just reluctant to accept liability until it has heard its customer's version of events, and the customer is proving difficult to get hold of (perhaps too drunk to answer the phone).

dacouch

Aretnap wrote: »

Theoretically possible but in practice rather unlikely. I suspect dacouch has it right - the insurer is just reluctant to accept liability until it has heard its customer's version of events, and the customer is proving difficult to get hold of (perhaps too drunk to answer the phone).

Especially if it went to Crown Court which is unusual for just drink driving which may mean the other driver was remanded in custody due to other incidents or past history.

I've seen it quite a few times where the drink driver just does not bother reporting the accident for quite some time

lovemilk

dacouch wrote: »

Especially if it went to Crown Court which is unusual for just drink driving which may mean the other driver was remanded in custody due to other incidents or past history.

I've seen it quite a few times where the drink driver just does not bother reporting the accident for quite some time

Thank you for your help

dacouch

lovemilk wrote: »

Thank you for your help

I find in situations like this, you will find the police officer who arrested the other driver very helpful.

Try giving him a ring (They can be hard to get hold of as you often have to catch them when they change shifts).

The Police really hate drunk drivers so they often go the extra mile to help the injured parties

lovemilk

dacouch wrote: »

I find in situations like this, you will find the police officer who arrested the other driver very helpful.

Try giving him a ring (They can be hard to get hold of as you often have to catch them when they change shicreditfts).

The Police really hate drunk drivers so they often go the extra mile to help the injured parties[/QUOTE

Thank you.

My credit hire car went back today. I had nothing to pay. I'm still negotiating for more money for my car. I will have to use public the transport for the next week. Am I pushing my luck to get this reimbursed as an uninsured loss?

Bantex_2

lovemilk wrote: »

dacouch wrote: »

I find in situations like this, you will find the police officer who arrested the other driver very helpful.

Try giving him a ring (They can be hard to get hold of as you often have to catch them when they change shicreditfts).

The Police really hate drunk drivers so they often go the extra mile to help the injured parties[/QUOTE

Thank you.

My credit hire car went back today. I had nothing to pay. I'm still negotiating for more money for my car. I will have to use public the transport for the next week. Am I pushing my luck to get this reimbursed as an uninsured loss?

If and when the third party insurers admit liability, go for everything you can. Keep records and receipts in the meantime.