We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

first car for new driver? help please

Options
13»

Comments

  • Ultrasonic
    Ultrasonic Posts: 4,265 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Are you really saying that insurers base their quotes more on the vehicle than the driver ??? If so, I am afraid you don't really understand how insurers calculate their risks ...............

    The car is a factor though and the examples above prove the value in considering less obvious first cars.
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Are you really saying that insurers base their quotes more on the vehicle than the driver ??? If so, I am afraid you don't really understand how insurers calculate their risks ...............

    No one said more than the driver. But you can't change the driver details to lower to price, but you can change the vehicle. And it's a well known fact the car plays a big role in price - rarer cars = expensive parts = expensive insurance. Certain cars trend amongst idiot road users. Others not so much
  • arcon5
    arcon5 Posts: 14,099 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    richard734 wrote: »
    Wow - just got a quote yesterday for my 17yr old daughter - newly passed no experience etc - £600 excess on a £1200 1.0 corsa......£700 fully comp.
    Endsliegh I believe it was (did it at home - at work now)

    Seems far too cheap that... Check all the details you've entered are correct otherwise find out what the catch is. As insurers can no longer base quotes on gender
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 350.9K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.5K Spending & Discounts
  • 243.9K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.