first car for new driver? help please

yangptangkipperbang

With no driving experience it is crazy to look at a Mondeo/Rover 75, insurance would be a killer.
Two adults + "two young children" means fiesta/mini size to get a bit of no-claims built up.

spacey2012

Avoid Corsa or saxo, the insurance will cripple you.

A lot of clever new drivers are buying Autos for first cars, apprently they are a fraction of the insurance of a manual, put up with it until you get some NCD.

GwylimT

yangptangkipperbang wrote: »

With no driving experience it is crazy to look at a Mondeo/Rover 75, insurance would be a killer.
Two adults + "two young children" means fiesta/mini size to get a bit of no-claims built up.

My sons first car was a volvo estate, much much cheaper to insure than a smaller car such as a fiesta or a 206. Fiesta would be suitable, mini not so due to needing child seats.

chazandant

thank you all very much for you advice, about the insurance i have no idea yet .. i dont even know what prices to expect to factor them into a budget, because the car will be street parked as well

atrixblue.-MFR-.

yangptangkipperbang wrote: »

With no driving experience it is crazy to look at a Mondeo/Rover 75, insurance would be a killer.
Two adults + "two young children" means fiesta/mini size to get a bit of no-claims built up.

its not crazy I would call it common sense. as saxo, fiesta small sized cars are so common on the roads and thus insured by young drivers that a the trend now is with insurers that these type of vehicles come with higher premiums with this factored into it.


I had a rover 75 1.8. 2yrs ncb 29 yrs old £549 to insure full comp kept on the street.


compared to £1000 plus quotes for 1.4 ford focus's, fiesta, corsa's, Astra's, clio's, micra's.


£800 will get you a wreck of a rover 75 probably in poor engine condition, it takes someone to know the model, how to maintain the engine, to get a bargain and some trouble free motoring out of one.


my brother now has my 75, he loves it better than his focus for reliability as I have maintained it well, and spent time in doing things right on it before he had it, and he understands the extra maintenance burden that comes with them.


having said that, I wouldn't say a rover 75 45 25 is a good first time car although basic in maintenance and easy for a novice to work on, parts are not that cheap and there are other cars out there that don't need the extra close attention you need to pay them.


mondeo wise, its either the petrol or diesel, basic car, not to expensive to maintain, decent boot for prams with easy access.


another to look at is a skoda Octavia mk1.

forgotmyname

yangptangkipperbang wrote: »

With no driving experience it is crazy to look at a Mondeo/Rover 75, insurance would be a killer.

Not always, Nieces BF got quotes. 19years old just passed his test. A 2L diesel mondeo came out £80 dearer for the year than a 1.25L fiesta.
The 2L petrol was about £5 more, But the 1.8 petrol would have been cheaper to insure.

Almost £3000 for the 1st year though.

spacey2012

Here is an example from friends son , 19 year old first time pass,
quotes Corsa 1.2 driver only T+FP £4745 limited mileage 5000 black box fitted to car.

Vauxhal astra 1.6 automatic, fully comprehensive girlfriend on as as named Learner driver £1825 ! from the famous red phone online insurer with no restrictions
They got the Astra, and a provisional for his girlfriend, who does not really want to drive anyway.
He has to trundle around in an auto, but at nearly 3k less, it's motoring

richard734

Wow - just got a quote yesterday for my 17yr old daughter - newly passed no experience etc - £600 excess on a £1200 1.0 corsa......£700 fully comp.
Endsliegh I believe it was (did it at home - at work now)

Mr_Mink

If you're liking the old Mondeo, check out the Mazda 6 too. You can get the 1.8 petrol for around the money you want to spend. Built like a tank and if you find a TS model, pretty well equipped too. Insurance isn't dire on them either, though oddly it tends to be higher than a Mondeo, despite being practically the same car.

yangptangkipperbang

atrixblue.-MFR-. wrote: »

its not crazy I would call it common sense. as saxo, fiesta small sized cars are so common on the roads and thus insured by young drivers that a the trend now is with insurers that these type of vehicles come with higher premiums with this factored into it.

Are you really saying that insurers base their quotes more on the vehicle than the driver ??? If so, I am afraid you don't really understand how insurers calculate their risks ...............