RTA question

DUTR

Front vehicle is collided from the rear, rear party insurance is liable, however if an accident management company is going to deal , then who does the front driver refer the offending party to? Their insurance although they won't be managing the claim or the AMC?

Rodney_Trotter

DUTR wrote: »

Front vehicle is collided from the rear, rear party insurance is liable, however if an accident management company is going to deal , then who does the front driver refer the offending party to? Their insurance although they won't be managing the claim or the AMC?

The AMC will make contact with the insurance company of the rear vehicle. There is no need to refer them to anyone.

Quentin

Rodney_Trotter wrote: »

The AMC will make contact with the insurance company of the rear vehicle. There is no need to refer them to anyone.

There is.

When you are involved in a rta both parties exchange details.

So the first car gives his insurance details to the second car (if requested), and vice versa.

OP - you using an AMC doesn't make any difference to you still having to inform your own insurer about the incident.

Rodney_Trotter

Quentin wrote: »

There is.

When you are involved in a rta both parties exchange details.

So the first car gives his insurance details to the second car (if requested), and vice versa.

OP - you using an AMC doesn't make any difference to you still having to inform your own insurer about the incident.

No there's not a need.

You exchange details and leave it to the amc. Why do you need to tell the offending party? The amc will contact their insurance.

Quentin

Rodney_Trotter wrote: »

No there's not a need.

You exchange details and leave it to the amc. Why do you need to tell the offending party? The amc will contact their insurance.

When you "exchange details" that includes insurance details.

Rodney_Trotter

Quentin wrote: »

When you "exchange details" that includes insurance details.

It doesn't have to unless there is an injury. But if that was done at the time how would the op know about the AMC?

Leave it to the AMC.

Quentin

Rodney_Trotter wrote: »

It doesn't have to unless there is an injury......

Were you correct, we'd all have to use askmid to get insurers details when involved in a bash with no injury.

But you are incorrect!

Rodney_Trotter

Quentin wrote: »

Were you correct, we'd all have to use askmid to get insurers details when involved in a bash with no injury.

But you are incorrect!

Don't know what you're getting at here but unless there is an injury all that needs to be exchanged is

Name and address of driver and owner of vehicle if different.
Registration number of vehicle.

The road traffic act does not state insurance unless there is an injury.

No need for askmid as the amc will do that

Rodney_Trotter

What to do if you are involved in a collision

If you are the driver you MUST:
Stop and remain at the scene for a reasonable time,
Give your name and address, vehicle registration number, and details of the owner (if different) to anyone with reasonable grounds for asking for these details.
If you do not exchange those at the scene you must report the accident at a police station as soon as possible and within 24 hours in any case.
When another person involved is injured you must:
Produce your certificate of insurance to anyone at the scene having reasonable grounds to see it.
If you don’t have your certificate with you then you may take it to the police station when you report the incident (within 24 hours). This must be produced within seven days.

Aretnap

Assuming no injury, the only things you have to provide at the scene are your name and address, the name and address of the vehicle's owner (if different) and your VRN (link).

You only have to give insurance details if and when someone actually makes a claim against you (other link).

Quentin

Rodney_Trotter wrote: »

What to do if you are involved in a collision

If you are the driver you MUST:
Stop and remain at the scene for a reasonable time,
Give your name and address, vehicle registration number, and details of the owner (if different) to anyone with reasonable grounds for asking for these details.
If you do not exchange those at the scene you must report the accident at a police station as soon as possible and within 24 hours in any case.
When another person involved is injured you must:
Produce your certificate of insurance to anyone at the scene having reasonable grounds to see it.
If you don’t have your certificate with you then you may take it to the police station when you report the incident (within 24 hours). This must be produced within seven days.

All correct, though you miss the relative bit out in your "advice":

http://www.essex.police.uk/contact_us/road_collision_records/faqs.aspx

Even if there was no injury involved, if someone holds you responsible for the accident, they have the right to request your insurance details....... A failure to provide that information without a reasonable excuse is also an offence.