RTA question

Rodney_Trotter

Aretnap wrote: »

Assuming no injury, the only things you have to provide at the scene are your name and address, the name and address of the vehicle's owner (if different) and your VRN (link).

You only have to give insurance details if and when someone actually makes a claim against you (other link).

And since it's not our op who is being claimed against no need for him to give them at the scene.

Rodney_Trotter

Quentin wrote: »

All correct, though you miss the relative bit out in your "advice":

http://www.essex.police.uk/contact_us/road_collision_records/faqs.aspx

You've missed the relevant part as the OP asked about the front driver.

Are you now trying to say you can run into the back of a stationary vehicle and the claim off them?

The front vehicle was not to blame no one claimed they were to blame and there was no injury. All according to the first post,

No need for that driver to provide insurance details at the time.

End of debate with you.

Quentin

We only saw the OP's side of the story.

It seems the third party may be wanting to make a claim (or wants to contact the OP's insurer for some reason).

We don't know what happened, but it's not unusual for a counter claim to be made in the circs described.

(eg. The driver at the rear claims the driver in front reversed into them)

Irrespective, you were happy to part quote the police info (without any reference), and I have given you chapter and verse.

There does not need to be an injury before you must give your insurance details to a third party who has reason to ask for them.

Quentin

Now you resort to personal abuse. (Following your "missing" the relevant bit from your "authoritative" copy and paste)

The OP asks who he should refer the third party to - his insurer or his AMC (which suggests the third party has asked for insurance details).

The correct answer is his insurer

DUTR

Thanks for all your replies, let me just clarify
It's a simple rear end shunt, so rear driver's insurance liable, insurance companies have to be informed even if it's just for notification purposes, it seems from the replies that insurance details do not have to be exchanged at the time.

And just inform the liable's insurance company to deal with the AMC from when they make contact.

Quentin

DUTR wrote: »

... it seems from the replies that insurance details do not have to be exchanged at the time.....

You only "have" to give insurance details at the scene if you are asked for them by someone who has "reasonable" grounds to ask for them.

If you subsequently get any communication from the third party or their insurers regarding the incident you should pass them unanswered to your insurer to deal with.

Rover_Driver

Quentin wrote: »

All correct, though you miss the relative bit out in your "advice":

http://www.essex.police.uk/contact_us/road_collision_records/faqs.aspx

What offence would that be? If it there is no injury and s.170, Road Traffic Act 1988 is complied with, there is no requirement to disclose insurance details to the other person involved.

vaio

RTA s 154 makes it an offence not to disclose insurance details on demand from someone who is making a claim against you.

Other than that, as you say, in the absence of injury there is no need to disclose insurance details

Rodney_Trotter

vaio wrote: »

RTA s 154 makes it an offence not to disclose insurance details on demand from someone who is making a claim against you.

Other than that, as you say, in the absence of injury there is no need to disclose insurance details

Which hasn't been done.

vaio

yep, and in any event, s154 has been rendered largely redundant by technology in the shape of the MIB database