Is this legal

pimento

ruggedtoast wrote: »

If your parents need round the clock medical care they will be absolutely astronomical.

I thought that nursing care was free.

Slightly_Squiffy

pimento wrote: »

I thought that nursing care was free.

Only if you have no assets. This is the problem. People who work their whole lives to own their own home and save to be able to leave something for their kids will be required to use those assets should they need to go into a nursing home and, depending on how long the care is required for, they may have nothing to leave their children.

People who have no savings and who do not own their homes, either through having worked minimum wage their whole lives or having blown their savings on holidays etc in their retirements will have their care paid for by the state.

It's completely bonkers, and just another way in which this government are taxing people who scrimp and save and work hard. Where is the incentive? (Not saying people who rent or earn minimum wage don't work hard too, though.)

bitsandpieces

Piccyman wrote: »

I have just found out that Paul's mum (stroke 8 weeks ago) isn't even getting physio in hospital, and they want her out, so social services want to put her in a home.
As far as I can see this is a failing of the NHS and very little effort getting his mother well enough to go home.

Housing issues aside, if Paul's mum isn't getting appropriate care and if moving back into her home (with support) would be the best option for her, it's worth looking at what can be done to push the local NHS/social services to do more. Age UK would be a good place to start.

Mojisola

bitsandpieces wrote: »

Housing issues aside, if Paul's mum isn't getting appropriate care and if moving back into her home (with support) would be the best option for her, it's worth looking at what can be done to push the local NHS/social services to do more. Age UK would be a good place to start.

And the Stroke Association.

kingstreet

merlyn217 wrote: »

No. Sorry.

NHS Continuing Care Funding isn't about a diagnosis, its about level of health care needs and most people in Nursing Homes would not have a high enough level of need to meet the eligability criteria.....But some do, and so its really important that everyone is screened for a continuing care assessment.

Paul should check as a matter of urgency that this has been done.

Quite.

I suspect his condition is "stable & predicatable" and doesn't trigger high enough on the Decision Support Tool for Continuing Care. I'd be very surprised if this hasn't been done as a matter of course.

In our area, it's actually done by the social worker in the hospital, despite it being a health document and required by the CCG.

FWIW here, the worker will do anything they can to meet the service user's wishes to return home, often angering the hospital staff who would like to see people discharged faster...

phoebe1989seb

Dan-Dan wrote: »

but what person/s could plan for this tragic story , BOTH parents at the same time , any person would need many thousands of pounds to deal with it, surley only a small % of people could ride this out without being stuck

Quite agree Dan - my mum has had Alzheimer's since her mid seventies, but the family (including herself and my dad) always assumed they'd be able to carry on living in the house they bought in the 1960s and would never have predicted that my dad would be diagnosed with Vascular Dementia several years down the line.......life is just too cruel sometimes

Oh and btw, that has nothing to do with me losing out on my inheritance (only child) as I wasn't due to inherit anyway.....

phoebe1989seb

pimento wrote: »

I thought that nursing care was free.

Slightly off-topic, so apologies, but what I found odd is that with both my parents they were assessed for NHS Continuing Care and found not in need but they were found in need of having the LA pay the *nursing care* element of their nursing home fees (the whole of which were being paid for from the proceeds of their house sale) which I took to understand meant there would be a reduction in what was being paid.

When I queried this I was told that no, the local authority would be paying this on top directly to the home. Yet afaik the fees we were paying already included an element for nursing care.......

couponqueen123

Piccyman wrote: »

Thank you for you help, I do know that Paul only is only on minimum wage, so he can't afford to buy the house, so thats a no go.

I have just found out that Paul's mum (stroke 8 weeks ago) isn't even getting physio in hospital, and they want her out, so social services want to put her in a home.
As far as I can see this is a failing of the NHS and very little effort getting his mother well enough to go home.
Also I believed that if someone had dimemtia their home cost were covered, is this not the case?

What really bugs me is these people were promised buy the government that they would be looked after in their old age, not have to pay for it themselves, i know it won't happen for us, but they were promised it.

afraid not my nana has dimemtia and had to sell her home and much more to pay for care ,

jamesd

Slightly_Squiffy wrote: »

This is the problem. People who work their whole lives to own their own home and save to be able to leave something for their kids will be required to use those assets should they need to go into a nursing home and, depending on how long the care is required for, they may have nothing to leave their children.

That's not a problem, it's how things should be working. The money is accumulated first to look after the needs of the property owners while they are alive. Any inheritance is only whatever is left after thy have been properly taken care of.

Slightly_Squiffy wrote: »

People who have no savings and who do not own their homes, either through having worked minimum wage their whole lives or having blown their savings on holidays etc in their retirements will have their care paid for by the state.

Right, but that will be in the lowest bidder place that the council and NHS can find, not the best their money can buy. It's the care for the destitute that most of us want but having people deliberately make themselves destitute to enrich others isn't fair for the rest of us who end up paying the bills.

Slightly_Squiffy wrote: »

Where is the incentive?

I don't know about you, but the thought of being able to choose a better place for me beats the idea of the lowest bidder place the council can find. The money is mine first, to look after my needs, with any inheritance coming only after I no longer have any use for it.